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[vc_row bg_color=”rgba(97,203,200,0.1)” padding_top=”4em” padding_bottom=”3em” el_class=”top_header hidden_on_mobile”][vc_column width=”1/2″][vc_custom_heading text=”Apply for Home Renovation Financing Now” font_container=”tag:h1|font_size:58px|text_align:left|color:%23121c4e|line_height:65px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_raw_html]JTVCbWluaWFwcCUyMHR5cGUlM0QlMjJSb29maW5nJTIyJTVE[/vc_raw_html][/vc_column][vc_column width=”1/2″][vc_single_image image=”9314″ alignment=”right” img_size=”full”][/vc_column][/vc_row][vc_row bg_color=”rgba(97,203,200,0.1)” padding_top=”4em” padding_bottom=”4em” el_class=”top_header hidden_on_desktop”][vc_column][vc_custom_heading text=”Apply for Home Renovation Financing Now” font_container=”tag:h1|font_size:46px|text_align:left|color:%23121c4e|line_height:60px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_raw_html]JTVCbWluaWFwcCUyMHR5cGUlM0QlMjJSb29maW5nJTIyJTVE[/vc_raw_html][/vc_column][/vc_row][vc_row padding_top=”4em” padding_bottom=”2em” el_class=”benefits_perks”][vc_column][vc_custom_heading text=”Ready to renovate your home?” font_container=”tag:h2|font_size:38px|text_align:left|color:%23000000|line_height:53px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669788618411{padding-bottom: 20px !important;}”][vc_column_text]Whether you’ve been dreaming of a new kitchen or bathroom renovation or just need a new roof on your home, home improvement projects can be costly. These improvements can help increase your home’s value, and make your home safer and more comfortable, so it’s important to find an affordable home renovation financing option to cover the cost of your renovations.

Thanks to our lending partner network, United Credit can connect you with loan options for home improvement financing, including:[/vc_column_text][vc_row_inner css=”.vc_custom_1669751943027{padding-top: 2em !important;}” el_class=”hidden_on_mobile”][vc_column_inner][icon_box title=”Home Improvement” desc=”Kitchen Renovation, Bathroom Remodeling, Home Automation, New Roof, New Windows and Doors, New Flooring, New HVAC System, New Siding, Insulation, Decks and Patios, Fences, Swimming Pools, Water Filtration Systems” icon_type=”custom” icon_img=”9263″ size=”125″ pos=”left” el_class=”icon_box_new”][/vc_column_inner][/vc_row_inner][vc_row_inner el_class=”hidden_on_desktop”][vc_column_inner][vc_custom_heading text=”Home Improvement” font_container=”tag:h5|text_align:center|color:%23000000″ google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1669788640125{padding-top: 1em !important;padding-bottom: 1em !important;}”][vc_single_image image=”9257″ alignment=”center” img_size=”95×95″ onclick=”img_link_large”][vc_custom_heading text=”Kitchen Renovation, Bathroom Remodeling, Home Automation, New Roof, New Windows and Doors, New Flooring, New HVAC System, New Siding, Insulation, Decks and Patios, Fences, Swimming Pools, Water Filtration Systems” font_container=”tag:h6|font_size:22px|text_align:center|color:%23000000″ google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:300%20light%20regular%3A300%3Anormal” css=”.vc_custom_1669788655719{padding-top: 1.5em !important;}”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top=”2em” padding_bottom=”0″][vc_column][vc_custom_heading text=”How home renovation loans work” font_container=”tag:h2|font_size:38px|text_align:left|color:%23000000|line_height:53px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669788671828{padding-bottom: 20px !important;}”][vc_column_text el_class=”second_inner_section”]Easy application
It only takes a few minutes to complete our simple online application

More financing options
Access multiple home renovation financing options with affordable interest rates and payment terms

Fast approval
You’ll receive a response from our lender network the same business day

Affordable financing
Find a payment plan that fits your needs and your budget

Superior service
Your dedicated support rep will answer all your questions and help you through the entire application process[/vc_column_text][/vc_column][/vc_row][vc_row padding_top=”4em” padding_bottom=”0″][vc_column][vc_custom_heading text=”Secure renovation financing from $500 to $25,000*” font_container=”tag:h2|font_size:38px|text_align:left|color:%23000000|line_height:53px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669788710031{padding-bottom: 20px !important;}”][vc_column_text el_class=”third_inner_section”]

[/vc_column_text][vc_column_text el_class=”third_inner_section_two”]*Some applicants may qualify for more. Actual loan amount and terms dependent on credit usage and history.

**Promotional Financing availability and terms vary. Programs may accrue interest during life of the loan, which is payable if loan is not paid in full by promotional period.[/vc_column_text][vc_btn title=”Get Started” style=”custom” custom_background=”#61cbc8″ custom_text=”#121c4e” size=”lg” align=”center” link=”url:https%3A%2F%2Fwww.unitedcredit.com%2Fstart-an-application%2F” el_class=”custom_button_one”][/vc_column][/vc_row][vc_row padding_top=”4em” padding_bottom=”4em”][vc_column][vc_custom_heading text=”Frequently asked questions” font_container=”tag:h2|font_size:32px|text_align:center|color:%23000000|line_height:45px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669061754159{padding-bottom: 1em !important;}” el_id=”headline”][vc_tta_accordion style=”modern” shape=”square” color=”white” spacing=”10″ gap=”10″ active_section=”1″ no_fill=”true”][vc_tta_section title=”How do home improvement loans through United Credit work?” tab_id=”1660410755096-ea35d155-9dcc1fe6-74bd”][vc_column_text]Whether your home is in need of significant repairs and maintenance work or you want to finally get the kitchen of your dreams, there are plenty of reasons to apply for a home remodel loan.

Some home repairs are planned, like upgrading water filtration systems or installing energy-efficient windows. Others are unexpected needs, like emergency plumbing or roofing repairs. Either way, homeowners don’t always have the cash on hand to make investments in their homes, so a home renovation loan can help you complete the work your home needs.

United Credit helps match homeowners with home improvement financing from our network of lenders. Funds are disbursed quickly and directly to the merchant or contractor so you can begin your project.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What home improvement projects qualify for a loan?” tab_id=”1660410755134-9103fc00-afe21fe6-74bd”][vc_column_text]A variety of home improvement projects qualify for a loan, including:

 

[/vc_column_text][/vc_tta_section][vc_tta_section title=”What credit score do I need for a home renovation loan?” tab_id=”1660410755175-4f24b0dd-69ce1fe6-74bd”][vc_column_text]Each of our lending partners has unique requirements and takes multiple factors into consideration, including but not limited to income, credit profile, and outstanding debt balances. In many cases, all you need is a valid ID and a verified mailing address for pre-approval.[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column][/vc_row][vc_row padding_top=”2em” padding_bottom=”0″][vc_column][vc_custom_heading text=”Testimonials from United Credit Customers” font_container=”tag:h2|font_size:38px|text_align:center|color:%23000000|line_height:53px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669061727757{padding-bottom: 20px !important;}”][vc_row_inner content_placement=”middle” css=”.vc_custom_1669141417264{margin-bottom: 3em !important;padding-top: 3em !important;padding-right: 3em !important;padding-bottom: 1em !important;padding-left: 3em !important;}” el_class=”bottom_box_section”][vc_column_inner][vc_raw_html]JTVCdHJ1c3RpbmRleCUyMG5vLXJlZ2lzdHJhdGlvbiUzRGdvb2dsZSU1RA==[/vc_raw_html][vc_btn title=”Our Google Business profile” style=”custom” custom_background=”#61cbc8″ custom_text=”#121c4e” size=”lg” align=”center” link=”url:https%3A%2F%2Fwww.google.com%2Fsearch%3Fq%3Dunited%2520credit%2520irvine%2520ca%26rlz%3D1C1UEAD_enUS1004US1005%26oq%3Dunited%2B%26aqs%3Dchrome.0.69i59j46i199i433i465i512j69i57j69i60l3j69i65l2.1263j0j7%26sourceid%3Dchrome%26ie%3DUTF-8%26tbs%3Dlrf%3A!1m4!1u3!2m2!3m1!1e1!1m4!1u2!2m2!2m1!1e1!2m1!1e2!2m1!1e3!3sIAE%2Clf%3A1%2Clf_ui%3A2%26tbm%3Dlcl%26rflfq%3D1%26num%3D10%26rldimm%3D16915866750052274596%26lqi%3DChd1bml0ZWQgY3JlZGl0IGlydmluZSBjYUiX-Z3qlZaAgAhaLRAAEAEYABgBGAIYAyIXdW5pdGVkIGNyZWRpdCBpcnZpbmUgY2EqBggCEAAQAZIBC2xvYW5fYWdlbmN5mgEkQ2hkRFNVaE5NRzluUzBWSlEwRm5TVVJWYUMxbGMzUjNSUkFC4AEA%26ved%3D2ahUKEwi3rZ3ZxdH7AhViGlkFHZd6AiAQvS56BAgXEAE%26sa%3DX%26rlst%3Df%23rlfi%3Dhd%3A%3Bsi%3A16915866750052274596%2Cl%2CChd1bml0ZWQgY3JlZGl0IGlydmluZSBjYUiX-Z3qlZaAgAhaLRAAEAEYABgBGAIYAyIXdW5pdGVkIGNyZWRpdCBpcnZpbmUgY2EqBggCEAAQAZIBC2xvYW5fYWdlbmN5mgEkQ2hkRFNVaE5NRzluUzBWSlEwRm5TVVJWYUMxbGMzUjNSUkFC4AEA%3Bmv%3A%5B%5B33.6817253%2C-117.85177279999999%5D%2C%5B33.676908700000006%2C-117.8577483%5D%5D%3Btbs%3Alrf%3A!1m4!1u3!2m2!3m1!1e1!1m4!1u2!2m2!2m1!1e1!2m1!1e2!2m1!1e3!3sIAE%2Clf%3A1%2Clf_ui%3A2″ el_class=”custom_button_one”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top=”2em” padding_bottom=”0″ el_class=”hidden_sections”][vc_column][vc_custom_heading text=”Testimonials from United Credit Customers” font_container=”tag:h2|font_size:38px|text_align:center|color:%23000000|line_height:53px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669061727757{padding-bottom: 20px !important;}”][vc_row_inner content_placement=”middle” css=”.vc_custom_1669141417264{margin-bottom: 3em !important;padding-top: 3em !important;padding-right: 3em !important;padding-bottom: 1em !important;padding-left: 3em !important;}” el_class=”bottom_box_section”][vc_column_inner][vc_column_text el_class=”second_inner_section”]“Everything was fast and great and my Loan Consultant had excellent customer service. Thanks for everything!” -Gladys D.[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner content_placement=”middle” css=”.vc_custom_1669141382981{padding-top: 3em !important;padding-right: 3em !important;padding-bottom: 1em !important;padding-left: 3em !important;}” el_class=”bottom_box_section”][vc_column_inner][vc_column_text el_class=”second_inner_section”]“From the time I called to inquire about information, the service was excellent. The process was easy and the representative who assisted me and my husband was great until we received the loan.” -Andria W.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top=”6em” padding_bottom=”1em”][vc_column][vc_custom_heading text=”Resources on home improvement financing” font_container=”tag:h2|font_size:38px|text_align:center|color:%23000000|line_height:53px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669788793298{padding-bottom: 20px !important;}”][vc_column_text el_class=”second_inner_section”]

How do home improvement loans work?

6 types of home improvement loans

[/vc_column_text][/vc_column][/vc_row][vc_row padding_top=”3em” padding_bottom=”6em” el_class=”hidden_on_mobile”][vc_column][vc_row_inner content_placement=”middle” css=”.vc_custom_1660413004199{padding-top: 3em !important;padding-right: 3em !important;padding-bottom: 3em !important;padding-left: 3em !important;}” el_class=”bottom_box_section”][vc_column_inner][vc_custom_heading text=”Ready to apply?” font_container=”tag:h2|font_size:62px|text_align:center|color:%23000000|line_height:75px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669060341237{padding-bottom: 20px !important;}”][vc_btn title=”Apply now” style=”custom” custom_background=”#61cbc8″ custom_text=”#121c4e” size=”lg” align=”center” link=”url:https%3A%2F%2Fwww.unitedcredit.com%2Fstart-an-application%2F|title:See%20our%20open%20roles|target:_blank” el_class=”custom_button_one”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top=”0em” padding_bottom=”6em” el_class=”hidden_on_desktop”][vc_column][vc_row_inner content_placement=”middle” css=”.vc_custom_1660427603270{padding-top: 3em !important;padding-right: 1em !important;padding-bottom: 3em !important;padding-left: 1em !important;}” el_class=”bottom_box_section”][vc_column_inner][vc_custom_heading text=”Ready to apply?” font_container=”tag:h2|font_size:40px|text_align:center|color:%23000000|line_height:50px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_btn title=”Apply now” style=”custom” custom_background=”#61cbc8″ custom_text=”#121c4e” size=”lg” align=”center” button_block=”true” link=”url:https%3A%2F%2Fwww.unitedcredit.com%2Fstart-an-application%2F|target:_blank” el_class=”custom_button”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row]

Jessica Payan

VP of Human Resources

As a certified Professional in HR (PHR), Jessica brings 10 years of HR experience to the United Credit team. She is responsible for managing the strategy and processes related to building and retaining an exceptional team of professionals. Jessica is passionate about supporting each employee to be their most successful and exemplifies our core values daily.

Aaron Mishkin

Controller

As Controller, Aaron manages the income and expenses of the Company and the incoming and outgoing loan funds with the utmost integrity. He is a lifelong learner with multiple degrees and certifications to his name and 25 years of working in financial services. Aaron’s reason behind being a part of the United Credit team is to make a difference in the Company and to his coworkers, our partners, and our customers.

Jorge Lazaro

VP of IT

Jorge works closely with cross-functional partners throughout the business to develop virtual experiences and oversees the IT team that keeps our platforms running smoothly. His goal is to provide an optimistic approach to the challenges we face while supporting our staff and partners with respect. With over 6 years of working for United Credit, Jorge brings a wealth of knowledge about our history and computer engineering.

Brett Walisever

VP of Strategic Accounts

Brett spearheads our business sales growth by identifying and supporting new merchants in partnering with United Credit. He has 10+ years of sales, contract negotiation, and market strategy experience that he brings to each new merchant and our team. His desire is to support the growth of United Credit and the merchants we serve through respect and collaboration.

Andria Sullivan

Chief Experience Officer

Andria is a seasoned leader with over 10 years of experience in providing world-class customer service and directing consumer finance processes. She oversees the tracking, reporting, and achievement of our company goals, long and short-term projects, and special initiatives. Andria is service-minded when it comes to collaborating internally and externally, and it shines through in every interaction.

Nate Moster

Chief Sales and Marketing Officer

As Chief Sales and Marketing Officer, Nate expertly drives revenue growth for United Credit by leading sales and marketing strategies across all channels. With over 20 years of experience working with global brands in various industries, Nate has a proven track record of boosting sales, expanding market share, and building strong relationships. His unique ‘right-brain + left-brain’ approach combines business acumen and strategic thinking with striking creative execution, ensuring United Credit’s sales and marketing efforts consistently deliver results for continued success.

Matthew Libman

Founder & President

Matthew is the President and Founder of United Credit. Matt founded fintech company United Medical Credit in 2011 to connect consumers and businesses with an array of experienced, innovative financing solutions. In 2022, the company grew and became United Credit, fueling an expansion into retail markets while retaining its expertise in specialty healthcare.

Since its founding, Matt has provided leadership for all aspects of the Company, emphasizing long-term growth while ensuring United Credit delivers value to its consumers, merchants, and business partners. The Company has risen in the fintech space as a preferred consumer financing partner under his tenure.

Matt is also an active member of YPO (Young Presidents’ Organization), the world’s largest leadership community of company chief executives.