[vc_row bg_color=”rgba(97,203,200,0.1)” padding_top=”4em” padding_bottom=”3em” el_class=”top_header hidden_on_mobile”][vc_column width=”1/2″][vc_custom_heading text=”Apply for Retail Financing Now” font_container=”tag:h1|font_size:58px|text_align:left|color:%23121c4e|line_height:65px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_raw_html]JTVCbWluaWFwcCUyMHR5cGUlM0QlMjJSZW1vZGVsaW5nJTIyJTVE[/vc_raw_html][/vc_column][vc_column width=”1/2″][vc_single_image image=”9517″ alignment=”right” img_size=”full”][/vc_column][/vc_row][vc_row bg_color=”rgba(97,203,200,0.1)” padding_top=”4em” padding_bottom=”4em” el_class=”top_header hidden_on_desktop”][vc_column][vc_custom_heading text=”Apply for Retail Financing Now” font_container=”tag:h1|font_size:46px|text_align:left|color:%23121c4e|line_height:60px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_raw_html]JTVCbWluaWFwcCUyMHR5cGUlM0QlMjJSZW1vZGVsaW5nJTIyJTVE[/vc_raw_html][/vc_column][/vc_row][vc_row padding_top=”4em” padding_bottom=”4em” el_class=”benefits_perks”][vc_column][vc_custom_heading text=”Ready to make a major purchase?” font_container=”tag:h2|font_size:38px|text_align:left|color:%23000000|line_height:53px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1675109148142{padding-bottom: 20px !important;}”][vc_column_text]Whether you’re dreaming of your wedding day or just want to upgrade your TV, we can help connect you with the loan you need for a major purchase. Apply for financing in minutes and see how together, we do more.
Thanks to our lending partner network, United Credit can connect you with financing solutions for a variety of major purchases, including:[/vc_column_text][vc_row_inner css=”.vc_custom_1669704773425{padding-top: 2em !important;}”][vc_column_inner][icon_box title=”Major Retail Purchases” desc=”Dermatology Procedures, Chiropractic Adjustments, Spinal Decompression, Hernia Repair, Snoring/Breathing Surgery, Disease Rehabilitation, Medical Devices” icon_type=”custom” icon_img=”9520″ size=”125″ pos=”left” el_class=”icon_box_new”][/vc_column_inner][/vc_row_inner][vc_row_inner el_class=”hidden_sections”][vc_column_inner width=”1/2″][vc_custom_heading text=”Fitness & Sporting Equipment” font_container=”tag:h5|text_align:center|color:%23000000″ google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1669653889830{padding-top: 1em !important;}”][vc_single_image image=”9520″ alignment=”center” img_size=”95×95″ onclick=”img_link_large”][vc_custom_heading text=”Treadmills, Exercise Bikes,
Ellipticals, Rowing Machines,
Free Weights, and Training Benches” font_container=”tag:h6|font_size:22px|text_align:center|color:%23000000″ google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1669653915534{padding-top: 1em !important;}”][/vc_column_inner][vc_column_inner width=”1/2″][vc_custom_heading text=”Outdoor Equipment” font_container=”tag:h5|text_align:center|color:%23000000″ google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1669060513737{padding-top: 1em !important;}”][vc_single_image image=”9017″ alignment=”center” img_size=”95×95″ onclick=”img_link_large”][vc_custom_heading text=”ATVs, Lawn Mowers, Snowmobiles,
Snow Blowers, Boats, and Trailers” font_container=”tag:h6|font_size:22px|text_align:center|color:%23000000″ google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1669653960920{padding-top: 1em !important;}”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top=”2em” padding_bottom=”0″][vc_column][vc_custom_heading text=”How the financing process works” font_container=”tag:h2|font_size:38px|text_align:left|color:%23000000|line_height:53px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1675109882767{padding-bottom: 20px !important;}”][vc_column_text el_class=”second_inner_section”]Easy application
It only takes a few minutes to complete our simple online application
More financing options
Access medical financing solutions with affordable interest rates and payment terms
Fast approval
You’ll receive a response from our lender network the same business day
Affordable financing
Find a payment plan that fits your needs and your budget
Superior service
Your dedicated support rep will answer all your questions and help you through the entire application process[/vc_column_text][/vc_column][/vc_row][vc_row padding_top=”4em” padding_bottom=”4em”][vc_column][vc_custom_heading text=”Secure financing for your purchase from $500 to $25,000*” font_container=”tag:h2|font_size:38px|text_align:left|color:%23000000|line_height:53px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1675110274537{padding-bottom: 20px !important;}”][vc_column_text el_class=”third_inner_section”]
- Simple, fast online application
- Affordable monthly payments
- No prepayment penalty
- Competitive interest rates, including Promotional Financing offers**
[/vc_column_text][vc_column_text el_class=”third_inner_section_two”]*Some applicants may qualify for more. Actual loan amount and terms dependent on credit usage and history.
**Promotional Financing availability and terms vary. Programs may accrue interest during life of the loan, which is payable if loan is not paid in full by promotional period.[/vc_column_text][/vc_column][/vc_row][vc_row padding_top=”4em” padding_bottom=”4em”][vc_column][vc_custom_heading text=”Frequently asked questions” font_container=”tag:h2|font_size:32px|text_align:center|color:%23000000|line_height:45px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669061754159{padding-bottom: 1em !important;}” el_id=”headline”][vc_tta_accordion style=”modern” shape=”square” color=”white” spacing=”10″ gap=”10″ active_section=”1″ no_fill=”true”][vc_tta_section title=”How Does Financing Through United Credit Work?” tab_id=”1660410755096-ea35d155-9dcc1fe6-74bd73df-db50″][vc_column_text]United Credit helps consumers within a wide range of credit scores apply for financing, meaning we connect more people like you with the loan you need for the purchases you want. We are not a credit card; instead, we are a gateway to installment loans and other financing solutions with affordable interest rates and payment terms best suited for your credit profile. Loans from our lender network vary based on your credit application.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What Are The Benefits Of Loans for Retail Purchases?” tab_id=”1675110445446-ab35f0b1-1d10″][vc_column_text]For many people, the upfront cost of major purchases can make them impossible. United Credit is here to connect you with financing solutions through our network of lending partners. Retail loans can help you get the item or equipment you need with a payment plan that fits your budget.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Will Retail Financing Cover the Cost of My Purchase?” tab_id=”1675110444870-2fbea93f-c5e0″][vc_column_text]Retail financing through United Credit’s lending partners may cover the entire cost of your purchase, up to $25,000. This includes items like:
- Wedding Dresses
- Televisions
- Home Security Systems
- Furniture
- Kitchen Appliances
- Video Game Systems
- Laptop Computer & Electronics
[/vc_column_text][/vc_tta_section][vc_tta_section title=”What Is The Best Financing For Retail Purchases?” tab_id=”1675110443761-d6840e11-957e”][vc_column_text]The best financing depends on your needs, your credit, and your financial goals. Things like monthly payments, loan terms and conditions, and APR all work together to make your ideal loan that’s unique to your situation. The United Credit team is dedicated to connecting you with the loan that best meets your needs and fits your budget.
With our industry-leading network of lending partners, you can access medical loan options for cosmetic surgery, as well as financing for veterinary and pet care, bariatric surgery, and major retail purchases.[/vc_column_text][/vc_tta_section][vc_tta_section title=”How Does a Credit Score Work and What Credit Score Do You Need To Finance Purchases?” tab_id=”1675110477320-247588db-fd65″][vc_column_text]We recommend checking services like Credit Karma, requesting your credit history, and signing up for credit monitoring from all three major credit bureaus as one of the first steps in applying for a loan.
Your credit score depends on several factors, including your current income, history of making timely payments for existing loans, whether you’re currently enrolled in debt forgiveness programs, the ratio of “good debt” to “bad debt,” how long you’ve had a credit history and your bank account history. If you find incorrect information in your credit history, you have the right to appeal it and request your score be corrected. This can help you improve your credit score.
However, just because your credit history is less than ideal doesn’t mean you can’t get a loan. When you submit an application, our initial check is known as a “soft” credit inquiry that does not impact your credit score. Individual lenders may run a hard credit check, which will impact your score, which is why it’s essential to know what your credit report contains.[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column][/vc_row][vc_row padding_top=”2em” padding_bottom=”0″][vc_column][vc_custom_heading text=”Testimonials from United Credit Customers” font_container=”tag:h2|font_size:38px|text_align:center|color:%23000000|line_height:53px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669061727757{padding-bottom: 20px !important;}”][vc_row_inner content_placement=”middle” css=”.vc_custom_1669141417264{margin-bottom: 3em !important;padding-top: 3em !important;padding-right: 3em !important;padding-bottom: 1em !important;padding-left: 3em !important;}” el_class=”bottom_box_section”][vc_column_inner][vc_raw_html]JTVCdHJ1c3RpbmRleCUyMG5vLXJlZ2lzdHJhdGlvbiUzRGdvb2dsZSU1RA==[/vc_raw_html][vc_btn title=”Our Google Business profile” style=”custom” custom_background=”#61cbc8″ custom_text=”#121c4e” size=”lg” align=”center” link=”url:https%3A%2F%2Fwww.google.com%2Fsearch%3Fq%3Dunited%2520credit%2520irvine%2520ca%26rlz%3D1C1UEAD_enUS1004US1005%26oq%3Dunited%2B%26aqs%3Dchrome.0.69i59j46i199i433i465i512j69i57j69i60l3j69i65l2.1263j0j7%26sourceid%3Dchrome%26ie%3DUTF-8%26tbs%3Dlrf%3A!1m4!1u3!2m2!3m1!1e1!1m4!1u2!2m2!2m1!1e1!2m1!1e2!2m1!1e3!3sIAE%2Clf%3A1%2Clf_ui%3A2%26tbm%3Dlcl%26rflfq%3D1%26num%3D10%26rldimm%3D16915866750052274596%26lqi%3DChd1bml0ZWQgY3JlZGl0IGlydmluZSBjYUiX-Z3qlZaAgAhaLRAAEAEYABgBGAIYAyIXdW5pdGVkIGNyZWRpdCBpcnZpbmUgY2EqBggCEAAQAZIBC2xvYW5fYWdlbmN5mgEkQ2hkRFNVaE5NRzluUzBWSlEwRm5TVVJWYUMxbGMzUjNSUkFC4AEA%26ved%3D2ahUKEwi3rZ3ZxdH7AhViGlkFHZd6AiAQvS56BAgXEAE%26sa%3DX%26rlst%3Df%23rlfi%3Dhd%3A%3Bsi%3A16915866750052274596%2Cl%2CChd1bml0ZWQgY3JlZGl0IGlydmluZSBjYUiX-Z3qlZaAgAhaLRAAEAEYABgBGAIYAyIXdW5pdGVkIGNyZWRpdCBpcnZpbmUgY2EqBggCEAAQAZIBC2xvYW5fYWdlbmN5mgEkQ2hkRFNVaE5NRzluUzBWSlEwRm5TVVJWYUMxbGMzUjNSUkFC4AEA%3Bmv%3A%5B%5B33.6817253%2C-117.85177279999999%5D%2C%5B33.676908700000006%2C-117.8577483%5D%5D%3Btbs%3Alrf%3A!1m4!1u3!2m2!3m1!1e1!1m4!1u2!2m2!2m1!1e1!2m1!1e2!2m1!1e3!3sIAE%2Clf%3A1%2Clf_ui%3A2″ el_class=”custom_button_one”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top=”2em” padding_bottom=”0″ el_class=”hidden_sections”][vc_column][vc_custom_heading text=”Testimonials from United Credit Customers” font_container=”tag:h2|font_size:38px|text_align:center|color:%23000000|line_height:53px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669061727757{padding-bottom: 20px !important;}”][vc_row_inner content_placement=”middle” css=”.vc_custom_1669141417264{margin-bottom: 3em !important;padding-top: 3em !important;padding-right: 3em !important;padding-bottom: 1em !important;padding-left: 3em !important;}” el_class=”bottom_box_section”][vc_column_inner][vc_column_text el_class=”second_inner_section”]“Everything was fast and great and my Loan Consultant had excellent customer service. Thanks for everything!” -Gladys D.[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner content_placement=”middle” css=”.vc_custom_1669141382981{padding-top: 3em !important;padding-right: 3em !important;padding-bottom: 1em !important;padding-left: 3em !important;}” el_class=”bottom_box_section”][vc_column_inner][vc_column_text el_class=”second_inner_section”]“From the time I called to inquire about information, the service was excellent. The process was easy and the representative who assisted me and my husband was great until we received the loan.” -Andria W.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top=”3em” padding_bottom=”6em” el_class=”hidden_on_mobile”][vc_column][vc_row_inner content_placement=”middle” css=”.vc_custom_1660413004199{padding-top: 3em !important;padding-right: 3em !important;padding-bottom: 3em !important;padding-left: 3em !important;}” el_class=”bottom_box_section”][vc_column_inner][vc_custom_heading text=”Ready to apply?” font_container=”tag:h2|font_size:62px|text_align:center|color:%23000000|line_height:75px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669060341237{padding-bottom: 20px !important;}”][vc_btn title=”Apply now” style=”custom” custom_background=”#61cbc8″ custom_text=”#121c4e” size=”lg” align=”center” link=”url:https%3A%2F%2Fwww.unitedcredit.com%2Fproviders%2Fmerchant-registration%2F|title:See%20our%20open%20roles” el_class=”custom_button_one”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top=”0em” padding_bottom=”6em” el_class=”hidden_on_desktop”][vc_column][vc_row_inner content_placement=”middle” css=”.vc_custom_1660427603270{padding-top: 3em !important;padding-right: 1em !important;padding-bottom: 3em !important;padding-left: 1em !important;}” el_class=”bottom_box_section”][vc_column_inner][vc_custom_heading text=”Ready to apply?” font_container=”tag:h2|font_size:40px|text_align:center|color:%23000000|line_height:50px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_btn title=”Apply now” style=”custom” custom_background=”#61cbc8″ custom_text=”#121c4e” size=”lg” align=”center” button_block=”true” link=”url:https%3A%2F%2Fwww.unitedcredit.com%2Fproviders%2Fmerchant-registration%2F” el_class=”custom_button”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row]
