[vc_row bg_color=”rgba(97,203,200,0.1)” padding_top=”4em” padding_bottom=”3em” el_class=”top_header hidden_on_mobile”][vc_column width=”1/2″][vc_custom_heading text=”Apply for Tax Debt Loans Now” font_container=”tag:h1|font_size:58px|text_align:left|color:%23121c4e|line_height:65px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_raw_html]JTVCbWluaWFwcCUyMHR5cGUlM0QlMjJUYXglMjBSZWxpZWYlMjIlNUQ=[/vc_raw_html][/vc_column][vc_column width=”1/2″][vc_single_image image=”9313″ alignment=”right” img_size=”full”][/vc_column][/vc_row][vc_row bg_color=”rgba(97,203,200,0.1)” padding_top=”4em” padding_bottom=”4em” el_class=”top_header hidden_on_desktop”][vc_column][vc_custom_heading text=”Apply for Tax Debt Loans Now” font_container=”tag:h1|font_size:46px|text_align:left|color:%23121c4e|line_height:60px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_raw_html]JTVCbWluaWFwcCUyMHR5cGUlM0QlMjJUYXglMjBSZWxpZWYlMjIlNUQ=[/vc_raw_html][/vc_column][/vc_row][vc_row padding_top=”4em” padding_bottom=”2em” el_class=”benefits_perks”][vc_column][vc_custom_heading text=”Discover tax resolution services for your tax debt” font_container=”tag:h2|font_size:38px|text_align:left|color:%23000000|line_height:53px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669788104772{padding-bottom: 20px !important;}”][vc_column_text]Whether you owe back taxes to the IRS or are facing penalties and liens, our financing partners may have a funding solution to help you with your tax debt. Thanks to our lending partner network, United Credit can connect you with tax debt loan options, including:[/vc_column_text][vc_row_inner css=”.vc_custom_1669751943027{padding-top: 2em !important;}” el_class=”hidden_on_mobile”][vc_column_inner][icon_box title=”Tax Relief” desc=”Back taxes, Penalties, IRS liens, Unfiled tax returns, IRS audits” icon_type=”custom” icon_img=”9262″ size=”125″ pos=”left” el_class=”icon_box_new”][/vc_column_inner][/vc_row_inner][vc_row_inner el_class=”hidden_on_desktop”][vc_column_inner][vc_custom_heading text=”Tax Relief” font_container=”tag:h5|text_align:center|color:%23000000″ google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1669788157576{padding-top: 1em !important;padding-bottom: 1em !important;}”][vc_single_image image=”9262″ alignment=”center” img_size=”95×95″ onclick=”img_link_large”][vc_custom_heading text=”Back taxes, Penalties, IRS liens, Unfiled tax returns, IRS audits” font_container=”tag:h6|font_size:22px|text_align:center|color:%23000000″ google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:300%20light%20regular%3A300%3Anormal” css=”.vc_custom_1669788147951{padding-top: 1.5em !important;}”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top=”2em” padding_bottom=”0″][vc_column][vc_custom_heading text=”How tax debt loans work” font_container=”tag:h2|font_size:38px|text_align:left|color:%23000000|line_height:53px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669788185089{padding-bottom: 20px !important;}”][vc_column_text el_class=”second_inner_section”]Easy application
It only takes a few minutes to complete our simple online application
More financing options
Access multiple tax financing options with affordable interest rates and payment terms
Fast approval
You’ll receive a response from our lender network the same business day
Affordable financing
Find a payment plan that fits your needs and your budget
Superior service
Your dedicated support rep will answer all your questions and help you through the entire application process[/vc_column_text][/vc_column][/vc_row][vc_row padding_top=”4em” padding_bottom=”0″][vc_column][vc_custom_heading text=”Secure financing for your tax debt from $500 to $25,000*” font_container=”tag:h2|font_size:38px|text_align:left|color:%23000000|line_height:53px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669788215556{padding-bottom: 20px !important;}”][vc_column_text el_class=”third_inner_section”]
- Simple, fast online application
- Affordable monthly payments
- No prepayment penalty
- Competitive interest rates, including Promotional Financing offers**
[/vc_column_text][vc_column_text el_class=”third_inner_section_two”]*Some applicants may qualify for more. Actual loan amount and terms dependent on credit usage and history.
**Promotional Financing availability and terms vary. Programs may accrue interest during life of the loan, which is payable if loan is not paid in full by promotional period.[/vc_column_text][vc_btn title=”Get Started” style=”custom” custom_background=”#61cbc8″ custom_text=”#121c4e” size=”lg” align=”center” link=”url:https%3A%2F%2Fwww.unitedcredit.com%2Fstart-an-application%2F” el_class=”custom_button_one”][/vc_column][/vc_row][vc_row padding_top=”4em” padding_bottom=”4em”][vc_column][vc_custom_heading text=”Frequently asked questions” font_container=”tag:h2|font_size:32px|text_align:center|color:%23000000|line_height:45px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669061754159{padding-bottom: 1em !important;}” el_id=”headline”][vc_tta_accordion style=”modern” shape=”square” color=”white” spacing=”10″ gap=”10″ active_section=”1″ no_fill=”true”][vc_tta_section title=”What is tax debt?” tab_id=”1660410755096-ea35d155-9dcc1fe6-74bd”][vc_column_text]If you forget to file or pay your taxes, there’s a mistake on your tax return, or the IRS changes your taxes, and the IRS says you owe money as a result of any or all of those situations, you have incurred tax debt.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What is tax resolution?” tab_id=”1660410755134-9103fc00-afe21fe6-74bd”][vc_column_text]Much like it sounds, tax resolution is the process of developing a strategy to resolve a taxpayer’s outstanding tax issues with the IRS. Ideally, the resolution is permanent and settles the tax liability for the lowest amount allowed by federal law.
Resolving tax issues and tax debt is not black and white – in truth, many taxpayers are unaware of the options available.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What scenarios lead to needing tax resolution?” tab_id=”1660410755175-4f24b0dd-69ce1fe6-74bd”][vc_column_text]Tax problems arise when the IRS believes there to be an error in tax reporting or when a return wasn’t filed. This can occur for both individuals and businesses who file taxes. There are several possible scenarios where the IRS will take action:
- An individual or business hasn’t reported the correct income
- An individual or business did not file a tax return
- An individual or business underpaid on taxes owed
So, what will the agency do when contacting individuals or businesses about one or more of the above scenarios? Depending on the situation, the IRS may request additional information to fill in gaps on a tax return or conduct an audit to ensure the amount of income and number of deductions you’ve reported are accurate. Does this mean you’re in trouble? No! Because the agency has to collect federal taxes and enforce national tax laws, the inquiries you may have received from the IRS are a part of a thorough due diligence process.[/vc_column_text][/vc_tta_section][vc_tta_section title=”When do you need Tax Resolution assistance?” tab_id=”1660410755217-8928ddba-4a791fe6-74bd”][vc_column_text]There are a variety of situations where you can significantly benefit from having tax professionals on your side. While you could go it alone, you have better odds of getting your tax problems resolved more promptly with tax resolution services. Here are a few of the most common problems that individual taxpayers and businesses encounter:
- IRS Auditing
As mentioned above, the IRS can conduct an audit to verify a taxpayer’s income and elected deductions. During this process, it’s important that all of your information is 100% accurate to avoid unnecessary delays. Tax professionals can help you through an audit by verifying you understand exactly what the IRS is looking for.
- Unfiled Returns
There are countless reasons why a taxpayer may forget or is unable to file a tax return. When the IRS recognizes this, the IRS can estimate what you owe based on previous 1099 and W-2 forms. Every situation is unique, and it may not be as easy as submitting a few documents to the IRS in your case. With tax resolution assistance, you’ll have the help you need to present the documents you need and develop a tax plan moving forward.
- Payroll Tax Recovery
Having problems paying your employees’ payroll taxes? If so, you may have received a penalty through the Trust Fund Recovery Penalty. This is a very serious penalty for companies that can result in personal asset seizure to pay the IRS the money owed. A tax professional can help strategize a solution to pay the IRS and keep this worst-case scenario at bay.
- Back Taxes
Individual taxpayers and businesses can owe back taxes, which are the prior year’s partially and fully unpaid taxes. Over time, these taxes accrue both interest and penalties. This situation can quickly snowball, and if left unpaid, can lead to legal consequences like wage garnishment or tax liens. Back taxes can leave taxpayers feeling overwhelmed, which is why it’s best to use tax resolution services to develop a manageable payment plan.
- Tax Liens
If you’ve been unable to fully pay your property, state, or federal taxes, the IRS can put a lien on your home or other valuable assets. A lien is a claim against a property you own, which can quickly lead to foreclosure on homes or repossession of vehicles. To subvert complications like these, tax liens must be removed and discharged. Tax professionals can not only help ensure your property is protected from liens, but also provide the assurance that existing liens have been discharged.[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column][/vc_row][vc_row padding_top=”2em” padding_bottom=”0″][vc_column][vc_custom_heading text=”Testimonials from United Credit Customers” font_container=”tag:h2|font_size:38px|text_align:center|color:%23000000|line_height:53px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669061727757{padding-bottom: 20px !important;}”][vc_row_inner content_placement=”middle” css=”.vc_custom_1669141417264{margin-bottom: 3em !important;padding-top: 3em !important;padding-right: 3em !important;padding-bottom: 1em !important;padding-left: 3em !important;}” el_class=”bottom_box_section”][vc_column_inner][vc_raw_html]JTVCdHJ1c3RpbmRleCUyMG5vLXJlZ2lzdHJhdGlvbiUzRGdvb2dsZSU1RA==[/vc_raw_html][vc_btn title=”Our Google Business profile” style=”custom” custom_background=”#61cbc8″ custom_text=”#121c4e” size=”lg” align=”center” link=”url:https%3A%2F%2Fwww.google.com%2Fsearch%3Fq%3Dunited%2520credit%2520irvine%2520ca%26rlz%3D1C1UEAD_enUS1004US1005%26oq%3Dunited%2B%26aqs%3Dchrome.0.69i59j46i199i433i465i512j69i57j69i60l3j69i65l2.1263j0j7%26sourceid%3Dchrome%26ie%3DUTF-8%26tbs%3Dlrf%3A!1m4!1u3!2m2!3m1!1e1!1m4!1u2!2m2!2m1!1e1!2m1!1e2!2m1!1e3!3sIAE%2Clf%3A1%2Clf_ui%3A2%26tbm%3Dlcl%26rflfq%3D1%26num%3D10%26rldimm%3D16915866750052274596%26lqi%3DChd1bml0ZWQgY3JlZGl0IGlydmluZSBjYUiX-Z3qlZaAgAhaLRAAEAEYABgBGAIYAyIXdW5pdGVkIGNyZWRpdCBpcnZpbmUgY2EqBggCEAAQAZIBC2xvYW5fYWdlbmN5mgEkQ2hkRFNVaE5NRzluUzBWSlEwRm5TVVJWYUMxbGMzUjNSUkFC4AEA%26ved%3D2ahUKEwi3rZ3ZxdH7AhViGlkFHZd6AiAQvS56BAgXEAE%26sa%3DX%26rlst%3Df%23rlfi%3Dhd%3A%3Bsi%3A16915866750052274596%2Cl%2CChd1bml0ZWQgY3JlZGl0IGlydmluZSBjYUiX-Z3qlZaAgAhaLRAAEAEYABgBGAIYAyIXdW5pdGVkIGNyZWRpdCBpcnZpbmUgY2EqBggCEAAQAZIBC2xvYW5fYWdlbmN5mgEkQ2hkRFNVaE5NRzluUzBWSlEwRm5TVVJWYUMxbGMzUjNSUkFC4AEA%3Bmv%3A%5B%5B33.6817253%2C-117.85177279999999%5D%2C%5B33.676908700000006%2C-117.8577483%5D%5D%3Btbs%3Alrf%3A!1m4!1u3!2m2!3m1!1e1!1m4!1u2!2m2!2m1!1e1!2m1!1e2!2m1!1e3!3sIAE%2Clf%3A1%2Clf_ui%3A2″ el_class=”custom_button_one”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top=”2em” padding_bottom=”0″ el_class=”hidden_sections”][vc_column][vc_custom_heading text=”Testimonials from United Credit Customers” font_container=”tag:h2|font_size:38px|text_align:center|color:%23000000|line_height:53px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669061727757{padding-bottom: 20px !important;}”][vc_row_inner content_placement=”middle” css=”.vc_custom_1669141417264{margin-bottom: 3em !important;padding-top: 3em !important;padding-right: 3em !important;padding-bottom: 1em !important;padding-left: 3em !important;}” el_class=”bottom_box_section”][vc_column_inner][vc_column_text el_class=”second_inner_section”]“Everything was fast and great and my Loan Consultant had excellent customer service. Thanks for everything!” -Gladys D.[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner content_placement=”middle” css=”.vc_custom_1669141382981{padding-top: 3em !important;padding-right: 3em !important;padding-bottom: 1em !important;padding-left: 3em !important;}” el_class=”bottom_box_section”][vc_column_inner][vc_column_text el_class=”second_inner_section”]“From the time I called to inquire about information, the service was excellent. The process was easy and the representative who assisted me and my husband was great until we received the loan.” -Andria W.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top=”6em” padding_bottom=”1em”][vc_column][vc_custom_heading text=”Resources on tax debt loans” font_container=”tag:h2|font_size:38px|text_align:center|color:%23000000|line_height:53px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669788357903{padding-bottom: 20px !important;}”][vc_column_text el_class=”second_inner_section”]
Is using a personal loan for tax debt a good idea?
Should I take out a personal loan to pay taxes?
[/vc_column_text][/vc_column][/vc_row][vc_row padding_top=”3em” padding_bottom=”6em” el_class=”hidden_on_mobile”][vc_column][vc_row_inner content_placement=”middle” css=”.vc_custom_1660413004199{padding-top: 3em !important;padding-right: 3em !important;padding-bottom: 3em !important;padding-left: 3em !important;}” el_class=”bottom_box_section”][vc_column_inner][vc_custom_heading text=”Ready to apply?” font_container=”tag:h2|font_size:62px|text_align:center|color:%23000000|line_height:75px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1669060341237{padding-bottom: 20px !important;}”][vc_btn title=”Apply now” style=”custom” custom_background=”#61cbc8″ custom_text=”#121c4e” size=”lg” align=”center” link=”url:https%3A%2F%2Fwww.unitedcredit.com%2Fstart-an-application%2F|title:See%20our%20open%20roles|target:_blank” el_class=”custom_button_one”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top=”0em” padding_bottom=”6em” el_class=”hidden_on_desktop”][vc_column][vc_row_inner content_placement=”middle” css=”.vc_custom_1660427603270{padding-top: 3em !important;padding-right: 1em !important;padding-bottom: 3em !important;padding-left: 1em !important;}” el_class=”bottom_box_section”][vc_column_inner][vc_custom_heading text=”Ready to apply?” font_container=”tag:h2|font_size:40px|text_align:center|color:%23000000|line_height:50px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_btn title=”Apply now” style=”custom” custom_background=”#61cbc8″ custom_text=”#121c4e” size=”lg” align=”center” button_block=”true” link=”url:https%3A%2F%2Fwww.unitedcredit.com%2Fstart-an-application%2F|target:_blank” el_class=”custom_button”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row]