Apply for
Veterinary & Pet Care Financing Now

$
Between $500 and $25,000

Apply for Veterinary & Pet Care Financing Now

$
Between $0 and $0

Keep your pets healthy and thriving

Pets require the same – sometimes expensive – healthcare as any member of your family. United Credit partners with thousands of businesses across the country, including veterinarians and pet specialists who help your animals thrive. Apply for veterinary financing in minutes and see how together, we do more.

Thanks to our lending partner network, United Credit can connect you with pet care financing options for a variety of veterinary procedures and treatments for your pet, including:

Veterinary procedures

Spaying and neutering, Emergency surgery or services, Major surgery, Skincare or dermatology, Parasites, Vaccinations, Annual checkups, Dental care and cleanings, Medication, Chemotherapy or cancer treatment, Microchipping, Hip dysplasia surgery, Rehabilitation services
Veterinary procedures
Veterinary-procedures
Spaying and neutering, Emergency surgery or services, Major surgery, Skincare or dermatology, Parasites, Vaccinations, Annual checkups, Dental care and cleanings, Medication, Chemotherapy or cancer treatment, Microchipping, Hip dysplasia surgery, Rehabilitation services

We can help you find the veterinary financing you need for your pets, including:
Dogs, Cats, Horses, Birds, Reptiles, Rabbits, Guinea Pigs, And more!

How veterinary and pet care financing works

Easy application
It only takes a few minutes to complete our simple online application

More financing options
Access multiple pet care financing options with affordable interest rates and payment terms

Fast approval
You’ll receive a response from our lender network the same business day

Affordable financing
Find a payment plan that fits your needs and your budget

Superior service
Your dedicated support rep will answer all your questions and help you through the entire application process for your veterinary care loan.

Secure veterinary financing for your pet’s surgery or procedure from $500 to $25,000*

  • Simple, fast online application
  • Affordable monthly payments
  • No prepayment penalty
  • Competitive interest rates, including Promotional Financing offers**

*Some applicants may qualify for more. Actual loan amount and terms dependent on credit usage and history.

**Promotional Financing availability and terms vary. Programs may accrue interest during life of the loan, which is payable if loan is not paid in full by promotional period.

Frequently asked questions

United Credit helps consumers within a wide range of credit scores apply for veterinary and pet care financing, meaning we connect more people like you with the loan you need to care for your animals. We are not a credit card; instead, we are a gateway to installment loans and other financing options with affordable interest rates and payment terms best suited for your credit profile. Loans for veterinary care from our lender network vary based on your credit application.

Keeping your pets happy and healthy is important. Whether your dog needs annual vaccinations or your cat needs surgery, financing these services can help you pay for the crucial care your pet needs now.

United Credit is here to connect you with veterinary financing solutions through our network of lending partners. Veterinary and pet care financing can help your pet get the procedure they need with a payment plan that fits your budget.

Veterinary and pet care financing through United Credit’s lending partners may cover the entire cost of your pet’s procedure, up to $25,000. This includes procedures like:

  • Annual vaccinations
  • Flea, tick, and heartworm prevention
  • Medication
  • Dental cleaning and extraction
  • Surgery

From vaccinations and routine care to medication and diagnostic services, the cost of caring for your beloved pet varies. For example, a routine visit can be $45 to $55, while diagnosing a health issue can cost $1,000 or more.

Talk to your veterinarian and do your research to understand your options for keeping your pet happy and healthy.

We recommend checking services like Credit Karma, requesting your credit history, and signing up for credit monitoring from all three major credit bureaus as one of the first steps in applying for a pet care loan.

Your credit score depends on several factors, including:

  • your current income
  • Your history of making timely payments for existing loans
  • whether you’re currently enrolled in any debt forgiveness programs
  • your ratio of “good debt” to “bad debt”
  • how long you’ve had a credit history

your bank account history However, just because your credit history is less than ideal doesn’t mean you can’t get a veterinary loan. When you submit an application, our initial check is what’s known as a “soft” credit inquiry which does not impact your credit score. Individual lenders may run a hard credit check, which will impact your score, which is why it’s essential to know what your credit report contains.

Testimonials from United Credit Customers

Testimonials from United Credit Customers

“Everything was fast and great and my Loan Consultant had excellent customer service. Thanks for everything!” -Gladys D.

“From the time I called to inquire about information, the service was excellent. The process was easy and the representative who assisted me and my husband was great until we received the loan.” -Andria W.

Ready to apply?

Ready to apply?