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Apply for a consumer loan

A GATEWAY TO THE LOAN YOU NEED

Why United Credit?

We help connect merchants and consumers with payment solutions that drive better personal well-being and stronger business growth for the future.

Apply for a loan

Support

Our online application is available 24 hours a day to guide consumers through the lending process and provide financing options for their purchases. The United Credit team is available for both consumers and merchants if support or assistance is needed.

RELATIONSHIPS

We actively cultivate and maintain positive, long-term relationships with multiple lenders so there are a variety of options for consumers when applying for financing. This means a better chance at approval for consumers, while also helping merchants increase revenue through more approved consumers. We provide choice, more access to and more options for consumers.

OPTIONS

We know one size does not fit all, so we provide more choices for consumers while fueling growth for our network of merchants. We are the gateway to multiple funding options with affordable interest rates and payment terms best suited for a variety of credit profiles. Our goal is simple: help more people get the loan they need.

TOGETHER, WE DO MORE.

 
 
 
 
  EXCELLENT  
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 Based on 1200 reviews 
  
 
 
 
 
 
 
 
  
 
 
 
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 Tita Norman profile picture 
 
 
 Tita Norman 
 
 
 
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Very easy to apply and approval was fast.
  
 
  
 
 
 
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 Victor Olechno profile picture 
 
 
 Victor Olechno 
 
 
 
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Great service. Thank you
  
 
  
 
 
 
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 Theresa profile picture 
 
 
 Theresa 
 
 
 
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Very professional & efficient.
  
 
  
 
 
 
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 Beverly Johnson profile picture 
 
 
 Beverly Johnson 
 
 
 
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Service was very efficient!
  
 
  
 
 
 
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 Aminata Zubairu profile picture 
 
 
 Aminata Zubairu 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5 
United Credit is the best. You apply and in no time you get an answer if you're approved or not. And the Customer Service Representative are always willing to help, answer questions you may have. I will recommend United Credit to anyone 👌 👍 👏
  
 
  
 
 
 
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 Terrica Johnson profile picture 
 
 
 Terrica Johnson 
 
 
 
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Experience was awesome! Yessica was so polite and followed up with us right away! Very good customer service. We need this type of service in every business. Now, my wife is able to have surgery, not happy about her body after having 4 children you all are a blessing ! Thanks again God bless you all
  
 
  
 
 
 
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 Carmen O’Keefe profile picture 
 
 
 Carmen O’Keefe 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5 
My experience with United Medical Credit has been nothing short of miraculous. I am so grateful to them and my representative Karla who was & continues to be absolutely phenomenally responsive, professional, efficient & extremely sweet! Thank You UMC
  
 
  
 
 
 
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 Antonio Rodríguez profile picture 
 
 
 Antonio Rodríguez 
 
 
 
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Es bueno
Our Google Business profile
United Credit BBB Business Review

Jessica Payan

VP of Human Resources

As a certified Professional in HR (PHR), Jessica brings 10 years of HR experience to the United Credit team. She is responsible for managing the strategy and processes related to building and retaining an exceptional team of professionals. Jessica is passionate about supporting each employee to be their most successful and exemplifies our core values daily.

Aaron Mishkin

Controller

As Controller, Aaron manages the income and expenses of the Company and the incoming and outgoing loan funds with the utmost integrity. He is a lifelong learner with multiple degrees and certifications to his name and 25 years of working in financial services. Aaron’s reason behind being a part of the United Credit team is to make a difference in the Company and to his coworkers, our partners, and our customers.

Jorge Lazaro

VP of IT

Jorge works closely with cross-functional partners throughout the business to develop virtual experiences and oversees the IT team that keeps our platforms running smoothly. His goal is to provide an optimistic approach to the challenges we face while supporting our staff and partners with respect. With over 6 years of working for United Credit, Jorge brings a wealth of knowledge about our history and computer engineering.

Andria Sullivan

Chief Experience Officer

Andria is a seasoned leader with over 10 years of experience in providing world-class customer service and directing consumer finance processes. She oversees the tracking, reporting, and achievement of our company goals, long and short-term projects, and special initiatives. Andria is service-minded when it comes to collaborating internally and externally, and it shines through in every interaction.

Nate Moster

Chief Sales and Marketing Officer

As Chief Sales and Marketing Officer, Nate expertly drives revenue growth for United Credit by leading sales and marketing strategies across all channels. With over 20 years of experience working with global brands in various industries, Nate has a proven track record of boosting sales, expanding market share, and building strong relationships. His unique ‘right-brain + left-brain’ approach combines business acumen and strategic thinking with striking creative execution, ensuring United Credit’s sales and marketing efforts consistently deliver results for continued success.

Matthew Libman

Founder & President

Matthew is the President and Founder of United Credit. Matt founded fintech company United Medical Credit in 2011 to connect consumers and businesses with an array of experienced, innovative financing solutions. In 2022, the company grew and became United Credit, fueling an expansion into retail markets while retaining its expertise in specialty healthcare.

Since its founding, Matt has provided leadership for all aspects of the Company, emphasizing long-term growth while ensuring United Credit delivers value to its consumers, merchants, and business partners. The Company has risen in the fintech space as a preferred consumer financing partner under his tenure.

Matt is also an active member of YPO (Young Presidents’ Organization), the world’s largest leadership community of company chief executives.