Apply for Fitness & Outdoor Equipment Financing Now

Between $500 and $25,000

Apply for Fitness & Outdoor Equipment Financing Now

Between $0 and $0

Elevate your fitness routine and enjoy the great outdoors

Fitness equipment can take your exercise regime to new heights. Outdoor equipment can help you explore the world around you in a new way. That’s why United Credit partners with thousands of businesses across the country, including sporting goods stores and websites, to connect you with the fitness or outdoor equipment you want. Apply for financing in minutes and see how together, we do more.

Thanks to our lending partner network, United Credit can connect you with financing options for a variety of fitness and outdoor equipment, including:

Fitness Equipment

Treadmills, Exercise Bikes, Ellipticals, Rowing Machines, Free weights, and Training Benches

Outdoor Equipment

ATVs, Lawn mowers, Snowmobiles, Snow blowers Boats Trailers
Fitness Equipment
Treadmills, Exercise Bikes,
Ellipticals, Rowing Machines,
Free Weights, and Training Benches
Outdoor Equipment
ATVs, Lawn Mowers, Snowmobiles,
Snow Blowers, Boats, and Trailers

How fitness, sporting, and outdoor equipment financing works

Easy application
It only takes a few minutes to complete our simple online application

More financing options
Access multiple outdoor and fitness equipment financing options with affordable interest rates and payment terms

Fast approval
You’ll receive a response from our lender network the same business day

Affordable financing
Find a payment plan that fits your needs and your budget

Superior service
Your dedicated support rep will answer all your questions and help you through the entire application process

Secure financing for fitness and outdoor equipment from $500 to $25,000*

  • Simple, fast online application
  • Affordable monthly payments
  • No prepayment penalty
  • Competitive interest rates, including Promotional Financing offers**

*Some applicants may qualify for more. Actual loan amount and terms dependent on credit usage and history.

**Promotional Financing availability and terms vary. Programs may accrue interest during life of the loan, which is payable if loan is not paid in full by promotional period.

Frequently asked questions

United Credit helps consumers within a wide range of credit scores apply for fitness and outdoor equipment financing, meaning we connect more people like you with the loan you need to enjoy the outdoors or move your body. We are not a credit card; instead, we are a gateway to installment loans and other financing options with affordable interest rates and payment terms best suited for your credit profile. Loans from our lender network vary based on your credit application.

Exploring the great outdoors is just more fun when you’re riding on an ATV or behind the wheel of a boat. Exercise is a more enjoyable experience when you have the right equipment to help you feel motivated to move. For many consumers, these expensive items may only be attainable through a financing solution. With financing, they may be able to make payments on these items, and purchase the brand they want, or finance the cost of building out a home gym.

United Credit is here to connect you with fitness and outdoor power equipment financing solutions through our network of lending partners. Fitness and outdoor equipment financing can help you get the equipment you need with a payment plan that fits your budget.

Fitness and outdoor equipment financing through United Credit’s lending partners may cover the entire cost of your equipment, up to $25,000. This includes items like:

  • Treadmills
  • Free weights, benches, and racks
  • Ellipticals
  • ATVs
  • Boats

The best financing depends on your needs, credit, and financial goals. Things like monthly payments, loan terms and conditions, and APR all work together to make your ideal loan that’s unique to your situation. The United Credit team is dedicated to connecting you with the loan that best meets your needs and fits your budget.

With our industry-leading network of lending partners, you can access loan options for cosmetic surgery, veterinary and pet care, bariatric surgery, and major retail purchases.

We recommend checking services like Credit Karma, requesting your credit history, and signing up for credit monitoring from all three major credit bureaus as one of the first steps in applying for a loan.

Your credit score depends on several factors, including:

  • Your current income
  • History of making timely payments for existing loans
  • Whether you’re currently enrolled in debt forgiveness programs
  • The ratio of “good debt” to “bad debt”
  • How long you’ve had a credit history
  • Your bank account history.

If you find incorrect information in your credit history, you have the right to appeal it and request your score be corrected. This can help you improve your credit score.

However, just because your credit history is less than ideal doesn’t mean you can’t get a loan. When you submit an application, our initial check is what’s known as a “soft” credit inquiry which does not impact your credit score. Individual lenders may run a hard credit check, which will impact your score, which is why it’s essential to know what your credit report contains.

Testimonials from United Credit Customers

Testimonials from United Credit Customers

“Everything was fast and great and my Loan Consultant had excellent customer service. Thanks for everything!” -Gladys D.

“From the time I called to inquire about information, the service was excellent. The process was easy and the representative who assisted me and my husband was great until we received the loan.” -Andria W.

Ready to apply?

Ready to apply?