Apply for Retail Financing Now

Between $500 and $25,000

Apply for Retail Financing Now

Between $0 and $0

Ready to make a major purchase?

Whether you’re dreaming of your wedding day or just want to upgrade your TV, we can help connect you with the loan you need for a major purchase. Apply for financing in minutes and see how together, we do more.

Thanks to our lending partner network, United Credit can connect you with financing solutions for a variety of major purchases, including:

Major Retail Purchases

Dermatology Procedures, Chiropractic Adjustments, Spinal Decompression, Hernia Repair, Snoring/Breathing Surgery, Disease Rehabilitation, Medical Devices
Fitness & Sporting Equipment
Treadmills, Exercise Bikes,
Ellipticals, Rowing Machines,
Free Weights, and Training Benches
Outdoor Equipment
ATVs, Lawn Mowers, Snowmobiles,
Snow Blowers, Boats, and Trailers

How the financing process works

Easy application
It only takes a few minutes to complete our simple online application

More financing options
Access medical financing solutions with affordable interest rates and payment terms

Fast approval
You’ll receive a response from our lender network the same business day

Affordable financing
Find a payment plan that fits your needs and your budget

Superior service
Your dedicated support rep will answer all your questions and help you through the entire application process

Secure financing for your purchase from $500 to $25,000*

  • Simple, fast online application
  • Affordable monthly payments
  • No prepayment penalty
  • Competitive interest rates, including Promotional Financing offers**

*Some applicants may qualify for more. Actual loan amount and terms dependent on credit usage and history.

**Promotional Financing availability and terms vary. Programs may accrue interest during life of the loan, which is payable if loan is not paid in full by promotional period.

Frequently asked questions

United Credit helps consumers within a wide range of credit scores apply for financing, meaning we connect more people like you with the loan you need for the purchases you want. We are not a credit card; instead, we are a gateway to installment loans and other financing solutions with affordable interest rates and payment terms best suited for your credit profile. Loans from our lender network vary based on your credit application.

For many people, the upfront cost of major purchases can make them impossible. United Credit is here to connect you with financing solutions through our network of lending partners. Retail loans can help you get the item or equipment you need with a payment plan that fits your budget.

Retail financing through United Credit’s lending partners may cover the entire cost of your purchase, up to $25,000. This includes items like:

  • Wedding Dresses
  • Televisions
  • Home Security Systems
  • Furniture
  • Kitchen Appliances
  • Video Game Systems
  • Laptop Computer & Electronics

The best financing depends on your needs, your credit, and your financial goals. Things like monthly payments, loan terms and conditions, and APR all work together to make your ideal loan that’s unique to your situation. The United Credit team is dedicated to connecting you with the loan that best meets your needs and fits your budget.

With our industry-leading network of lending partners, you can access medical loan options for cosmetic surgery, as well as financing for veterinary and pet care, bariatric surgery, and major retail purchases.

We recommend checking services like Credit Karma, requesting your credit history, and signing up for credit monitoring from all three major credit bureaus as one of the first steps in applying for a loan.

Your credit score depends on several factors, including your current income, history of making timely payments for existing loans, whether you’re currently enrolled in debt forgiveness programs, the ratio of “good debt” to “bad debt,” how long you’ve had a credit history and your bank account history. If you find incorrect information in your credit history, you have the right to appeal it and request your score be corrected. This can help you improve your credit score.

However, just because your credit history is less than ideal doesn’t mean you can’t get a loan. When you submit an application, our initial check is known as a “soft” credit inquiry that does not impact your credit score. Individual lenders may run a hard credit check, which will impact your score, which is why it’s essential to know what your credit report contains.

Testimonials from United Credit Customers

Testimonials from United Credit Customers

“Everything was fast and great and my Loan Consultant had excellent customer service. Thanks for everything!” -Gladys D.

“From the time I called to inquire about information, the service was excellent. The process was easy and the representative who assisted me and my husband was great until we received the loan.” -Andria W.

Ready to apply?

Ready to apply?