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Bariatric Surgery Financing Now

Between $500 and $25,000

Bariatric Surgery

Get the look you want

Bariatric surgeries and procedures can help individuals who are significantly overweight when prior efforts to lose weight with diet and exercise have been unsuccessful. These weight loss surgeries are major, life-changing procedures and can also help reduce the risk of weight-related health issues like type 2 diabetes, high blood pressure, and sleep apnea. United Credit can connect you with lending solutions and financing options that will help you jump-start your road to weight loss.

Thanks to our lending partner network, United Credit can connect you with financing options for a variety of bariatric procedures and treatments, including:

Bariatric procedures

Lap Band Surgery, Gastric Bypass, Gastric Sleeve, Mini Gastric Bypass, Adjustable Gastric Band Placement

Bariatric procedures

Lap Band Surgery, Gastric Bypass, Gastric Sleeve, Mini Gastric Bypass, Adjustable Gastric Band Placement

How bariatric surgery financing works

Easy application
It only takes a few minutes to complete our simple online application

More financing options
Access multiple financing options with affordable interest rates and payment terms

Fast approval
You’ll receive a response from our lender network the same business day

Affordable financing
Find a payment plan that fits your needs and your budget

Superior service
Your dedicated support rep will answer all your questions and help you through the entire application process

Secure financing for your bariatric procedure from $500 to $25,000*

  • Simple, fast online application
  • Affordable monthly payments
  • No prepayment penalty
  • Competitive interest rates for qualified buyers

*Some applicants may qualify for more. Actual loan amount and terms are dependent on credit usage and history.

Why Finance Bariatric Surgery Procedures?

United Credit helps connect borrowers with bariatric surgery financing through our lender network to help patients achieve their weight loss goals.

Bariatric surgery financing is a great solution for people who:

  • Want to defray the typical cost of gastric sleeve surgery and other options for surgical weight loss procedures
  • Need to safeguard their personal finance goals, save money, protect their savings accounts or retirement
  • Have had their bariatric procedure pre-approval denied by their health insurance company

We believe your finances shouldn’t be a barrier to the life you deserve. That’s why we help connect you with bariatric loan options that fit your budget and lifestyle while helping you achieve your dreams.

What Are the Benefits of Bariatric Surgery Financing?

Weight loss surgery financing can help you regain your health and active, joyous life. By spreading the cost of your weight loss procedure over time, financing for bariatric surgery offers a huge positive impact on your health without jeopardizing your long-term financial goals. Here are a few reasons United Credit’s bariatric surgery financing options may be the right choice for you!

  • Never any prepayment penalties
  • Loan amounts from $500-$25,000, with approval as soon as the next business day
  • Our network of bariatric surgeons and surgery centers assures you can find a qualified physician who will accept your financing, or we can enroll your preferred surgeon
  • Our network of medical financing companies can connect you with a loan option and monthly payment plans that fit your budget
  • No worries about whether your insurance plan will cover your surgery cost or hassling with your insurance provider
  • No worrying about how your surgery provider will get paid—our lenders make sure the money transfer is made directly to your doctor so you can take care of yourself

Frequently asked questions

Will My Bariatric Financing Cover the Procedures I Need?

Unlike an insurance company, which can restrict the types of weight loss procedures they’ll cover, you can use your loan from UC’s lender network for any costs related to your procedure.

Doesn’t My Health Insurance Company Cover Bariatric Treatments?

It’s common for insurance companies to refuse to pay some, all, or any of the cost of bariatric surgery, leaving customers on the hook for huge medical bills. Here are just some reasons insurance companies give for not covering weight loss procedures.

We believe decisions about your care should be up to you and your physician, not an actuary or insurance underwriter. That’s why we connect you with bariatric surgery financing options to fit just about any budget or need. Click here to start your application and experience the UC difference!

Can I finance bariatric surgery?

Yes! United Credit works with a network of lenders to help you find gastric bypass financing, as well as loans to help defray the costs of other bariatric modalities and medical equipment, including but not limited to gastric balloon, gastric banding, and other bariatric procedures.

How much do you have to weigh to get bariatric surgery?

Your weight is only part of the equation to determine whether you are a candidate for bariatric surgery. Your Body Mass Index, or BMI, is actually one of the key determining metrics. To calculate your BMI, take your weight in pounds divided by your height in inches squared, and then multiply by 703.

Once you know your BMI, you can talk to your doctor about whether bariatric surgery may be an option for you.

Testimonials from United Credit Customers


Resources for more information about bariatric surgery

Ready to apply?

Jessica Payan

VP of Human Resources

As a certified Professional in HR (PHR), Jessica brings 10 years of HR experience to the United Credit team. She is responsible for managing the strategy and processes related to building and retaining an exceptional team of professionals. Jessica is passionate about supporting each employee to be their most successful and exemplifies our core values daily.

Aaron Mishkin


As Controller, Aaron manages the income and expenses of the Company and the incoming and outgoing loan funds with the utmost integrity. He is a lifelong learner with multiple degrees and certifications to his name and 25 years of working in financial services. Aaron’s reason behind being a part of the United Credit team is to make a difference in the Company and to his coworkers, our partners, and our customers.

Jorge Lazaro

VP of IT

Jorge works closely with cross-functional partners throughout the business to develop virtual experiences and oversees the IT team that keeps our platforms running smoothly. His goal is to provide an optimistic approach to the challenges we face while supporting our staff and partners with respect. With over 6 years of working for United Credit, Jorge brings a wealth of knowledge about our history and computer engineering.

Brett Walisever

VP of Strategic Accounts

Brett spearheads our business sales growth by identifying and supporting new merchants in partnering with United Credit. He has 10+ years of sales, contract negotiation, and market strategy experience that he brings to each new merchant and our team. His desire is to support the growth of United Credit and the merchants we serve through respect and collaboration.

Andria Sullivan

Chief Experience Officer

Andria is a seasoned leader with over 10 years of experience in providing world-class customer service and directing consumer finance processes. She oversees the tracking, reporting, and achievement of our company goals, long and short-term projects, and special initiatives. Andria is service-minded when it comes to collaborating internally and externally, and it shines through in every interaction.

Nate Moster

Chief Sales and Marketing Officer

As Chief Sales and Marketing Officer, Nate expertly drives revenue growth for United Credit by leading sales and marketing strategies across all channels. With over 20 years of experience working with global brands in various industries, Nate has a proven track record of boosting sales, expanding market share, and building strong relationships. His unique ‘right-brain + left-brain’ approach combines business acumen and strategic thinking with striking creative execution, ensuring United Credit’s sales and marketing efforts consistently deliver results for continued success.

Matthew Libman

Founder & President

Matthew is the President and Founder of United Credit. Matt founded fintech company United Medical Credit in 2011 to connect consumers and businesses with an array of experienced, innovative financing solutions. In 2022, the company grew and became United Credit, fueling an expansion into retail markets while retaining its expertise in specialty healthcare.

Since its founding, Matt has provided leadership for all aspects of the Company, emphasizing long-term growth while ensuring United Credit delivers value to its consumers, merchants, and business partners. The Company has risen in the fintech space as a preferred consumer financing partner under his tenure.

Matt is also an active member of YPO (Young Presidents’ Organization), the world’s largest leadership community of company chief executives.