How to Finance Plastic Surgery [What to Know]

Approximately 1.4 million plastic surgeries are performed each year in the United States. Some of the most popular plastic surgery procedures are: Breast implants Nose jobs Facelifts Liposuction Tummy tucks Plastic surgery can come with a significant price tag, and cosmetic procedures are not typically covered by health insurance plans. But if you’re unhappy with an aspect of your appearance, plastic surgery may be well worth the cost. Not only can cosmetic surgery potentially improve your appearance, but it may also boost your self-esteem and bolster your self-confidence. Considering the high cost of most cosmetic surgeries, it’s normal to wonder how to finance plastic surgery. Can you get financing for plastic surgery? And what about plastic surgery financing with bad credit? Fortunately, there are plenty of medical financing solutions available. If you can‘t afford plastic surgery, consider getting a loan through United Credit’s lending partners. Thanks to our vast lending partner network, United Credit can help you finance plastic surgery. Read on to learn how The Benefits of Financing for Plastic Surgery At United Credit, we believe everyone should have access to plastic surgery procedures without the stress of dipping into savings or racking up credit card debt. Financing for plastic surgery provides patients with many benefits. Flexible Repayment Terms United Credit provides an extensive list of trusted lenders, giving you various loan options. This lets you choose the repayment and loan terms that best suit your budget, needs, and preferences. Fast Financing United Credit works alongside a vast network of lending partners, so you can get financing for plastic surgery when you need it. If you qualify for pre-approval, you’ll receive financing options within minutes of completing your application. Otherwise, you’ll receive more information once we match you with our lending partners. Ability to Secure Plastic Surgery Financing with Bad Credit Not every patient has stellar credit, and that’s understandable. Unfortunately, poor credit scores can often deter patients from seeking the procedures that would help improve their lives. With help from United Credit, you can access options for plastic surgery financing with bad credit, excellent credit, or anything in between. Ability to Choose How Money Is Spent Financing for plastic surgery shouldn’t be limited to the cost of the surgery itself. Surgery often requires recovery periods, so you may miss out on wages or face other expenses during this time. Fortunately, our financing solutions provide you with the flexibility to choose how to spend your loan. Ability to Get Plastic Surgery Sooner Plastic surgery can be expensive, and it can be difficult for patients to pay the entire cost of a procedure upfront. Many medical facilities don’t provide repayment plans, so patients may feel they need to put off having surgery. With financing options through United Credit’s lending partners, you can get the surgery you need right away without draining your bank account or waiting to save up for the procedure. Easy Application Process We provide a simple online application and a streamlined application process. Applications can be completed in a few minutes and only require basic information about you, your income, and your contact information. After you complete an online application, we will submit it to our lender network. If you pre-qualify, you will receive a financing option within minutes (or up to one business day) after the application is submitted. If one of our lending partners approves your loan request, we may contact you to review the terms and conditions. Once the terms are accepted and any stipulations are provided, the lender will disburse the funds you have requested. How to Finance Plastic Surgery: Average Costs The cost of cosmetic procedures varies from state to state, but here are some average prices of eyelid surgery, breast augmentation, and other popular aesthetic surgical procedures: Botox: $385 Eyelid surgery (blepharoplasty): $3,022 Cheek implants: $2,823 Facelift (rhytidectomy): $7,048 Forehead/brow lift: $3,403 Chin augmentation: $2,225 Lip augmentation: (other than injectable materials) $1,727 Nose surgery: (rhinoplasty) $5,046 Breast augmentation: $3,824 Abdominoplasty (tummy tucks): $3,000 to $8,500 Can You Make Payments on Breast Implants or Other Cosmetic Surgical Procedures? Yes. You can get a loan for plastic surgery and then make payments on that loan. However, it is worth first checking with your health insurance provider to see if they will cover part of the procedure. Conditions that cause discomfort or pain may qualify for coverage. Procedures like breast reconstruction and skin grafts are often covered. Insurance plans will not pay for plastic surgery if the reason is purely aesthetic unless the issue results from a congenital disability, disease, or trauma. For example, an insurance company may cover the costs of surgery to correct a cleft palate, but it’s unlikely they’ll cover a rhinoplasty if the only reason for the nose job is to improve appearances. Each cosmetic surgery procedure has its own set of considerations, and The American Society for Aesthetic Plastic Surgery provides detailed information on how to prepare for them. Do Plastic Surgeons Offer Payment Plans? Yes. Some surgery centers offer installment loans based on the specifics of your financial situation. However, even if you have an excellent credit score, you will be limited in your choice of lenders. United Credit works with an extensive network of lenders, which means you may get a lower interest rate. Plan for Your Plastic Surgery Loan Before you schedule cosmetic surgery, you should make a list of all costs. Some common costs that patients consider when deciding between various loans and monthly payment plans include: Cost of the surgery itself Number of nights in the hospital Recovery costs like medical supplies and medications Downtime from work Knowing your total expected costs helps when choosing monthly payments that fit your budget. What Does United Credit Offer? United Credit can help you get financing for plastic surgery. We help consumers with a wide range of credit scores apply for financing through our lending partner network. In other words, we connect people like you with the loan you need. We are not a credit card company. Instead, we are a gateway to installment

Latest Oral Surgery Procedure Advancements and Technologies

What Are The Latest Cosmetic Dentistry Procedures? Cosmetic dental procedures can improve your smile, but health insurance rarely covers these expensive treatments. With years of experience connecting patients with dental financing options, United Credit stays up-to-date on the latest cosmetic procedures and advancements in dentistry. Cosmetic dentistry can give you the smile of your dreams if you’re unhappy with stains on your teeth, gaps, or unevenness. Recent innovations have given us the thinnest dental veneers like dental Lumineers, more durable materials for dental implants and dental bridges, and other easy options to correct your bite, such as Invisalign and other invisible braces. A perfect smile can help strengthen teeth, allow for a healthier jaw, and improve confidence. With dental loan options from United Credit’s network of lenders, patients can secure the funds for the latest oral surgery procedure advancements—and start enjoying the benefits of an improved smile. Below are dental procedures for fixing unsightly or painful dental problems. Dental Veneers What are dental veneers? Dental veneers are thin shells that are bonded to the front of your teeth. They can improve the look of your teeth and protect the tooth’s surface from damage. Dental veneers are typically made of resin composite or porcelain and can match the color of your teeth to correct gaps or misshapen teeth to give you the perfect smile. How much do dental veneers cost? According to Healthline, dental veneers cost an average of $925 to $2,500 per tooth. Dental veneers are not covered by insurance as they are considered cosmetic dental procedures. How do dental veneers work? Dental veneers cover imperfections in your teeth to improve your smile. Dental veneers fit over your teeth and match their natural color. Dental veneers cover uneven teeth, gaps between teeth, and other irregularities to create a beautiful smile. How long do dental veneers last? Porcelain veneers can last 10-12 years. Composite resin veneers need to be replaced sooner and last 4-8 years. Dental veneers can become chipped or wear down over time. While dental insurance typically doesn’t cover the cost of dental veneers, some dental insurance plans will cover replacing or repairing existing dental veneers. What’s new with this procedure? Digital imaging technologies can generate 3D models of a patient’s smile to guide veneer fabrication, boosting accuracy and precision. Additional oral surgery procedure advancements for veneers include revolutionary laser bonding technologies that reduce the need for adhesives and improved color matching for a more natural-looking smile. Dental Implants How much do dental implants cost? The cost per tooth for a single dental implant is $3,000 to $4,500. If you need a mouthful of implants, the final cost is between $60,000 and $90,000. The average cost of dental implants includes surgery, all components, and the crown. How long do dental implants last?  Dental implants last up to 20 years on average. Dental implants are not made of enamel-like teeth. Dental implants are made of extremely durable materials and last decades. With proper oral hygiene, dental implants can last up to 25 years. What are dental implants? Dental implants are a permanent solution for replacing missing teeth and can help correct gaps in your teeth and keep your jaw in alignment. A dental implant has three parts: the post, which connects to your jawbone; the abutment, which holds the tooth in place; and the crown, which gives the appearance of a normal tooth. Dental implants are a seamless way to replace natural teeth for a beautiful smile. What are dental implants made of? Dental implants are made of titanium, which is extremely biocompatible. It has a low level of toxicity and very few people are allergic to it. The crown portion of the implant is made of ceramic to match the color of your natural teeth. What’s new with this procedure? Some oral surgery procedure advancements for dental implants include smaller, computer-designed implants, which can make more patients suitable candidates for prosthetic teeth. These advancements render dental implants more accessible for patients with less natural oral bone tissue. They also improve the success rate of restorations for dentists and allow them to provide a wider range of services to patients. Professional Teeth Whitening How much does professional teeth whitening cost? On average, professional, in-office teeth whitening costs $650 per visit. However, pricing can vary nationally between $500 and $1,000 nationally. How long does professional teeth whitening last? Professional teeth whitening typically lasts anywhere from a few months up to a few years. Many factors determine how long your tooth whitening treatment will last, including diet, drinking, smoking, and other lifestyle habits. How does professional teeth whitening work? Teeth whitening uses a potent bleaching solution that includes either hydrogen peroxide or carbamide peroxide to whiten teeth. Teeth whitening is safest and most effective when done by a professional in a dental office environment. What is the best teeth whitening? The best teeth whitening is done by a professional in an office setting. Dentists have access to the best treatments to whiten your teeth safely. At-home whitening is not as effective and in some cases, at-home whitening procedures like using charcoal products to whiten teeth may be harmful. Teeth whitening should protect the enamel on your teeth while removing stains. What’s new with this procedure? Before, patients needed multiple dental visits to achieve their desired results. Now, with new advancements in dentistry, bleaching materials used in professional teeth whitening are more effective and provide faster results. For example, Zoom whitening treatments can make a patient’s teeth up to eight shades whiter after just one dental appointment. Dental Bridges What is a dental bridge? Dental bridges are designed to bridge the gap between missing teeth. If you have a missing tooth, it is important to maintain the integrity of your jaw and the alignment of your other teeth by filling in the space. When you have a dental bridge installed, the two teeth on either side of the gap will be given a crown or false top that matches your other teeth. Between the two crowns, the bridge