A Guide to Surgery Loans for Bad Credit

In investment or financial parlance, a person with bad credit means that he/she does not make timely payments on a loan or may have defaulted on a loan at one point. A bad credit is a lot like bad reputation, it can make it hard for the person to obtain another loan despite best intentions.

However, this does not mean that a person with bad credit cannot get much-needed surgery loans for bad credit. Companies, like United Medical Credit (UMC), are committed to helping deserving people get the medical financing that they need regardless of credit history.

Plastic surgery loans are fast becoming preferred options when financing for cosmetic surgery and other general healthcare requirements because it is more flexible in terms of payment distribution. Approvals tend to be faster and easier because it is a niche service with a dedicated network of providers and manpower.

At UMC, an applicant with bad credit will need a co-signer to secure the loan while UMC representatives work out the best financing option plan. According to Matthew Libman, UMC president, the company prioritizes clients with below-average credit scores because “they are the ones that are most in need.”

He added, “Access to healthcare is a basic right that even people with bad credit should be able to enjoy. Even cosmetic surgery, which is often thought of as just an elective procedure, is sometimes done as part of a recovery process. People in these unique and often underserved situations are our priority.”

With more than a decade of experience and a track record in service reliability, UMC helps prospective patients with financing for cosmetic surgery, bariatric surgery, fertility procedures, dental surgery, Lasik and eye surgery, hearing aids and devices, and other general healthcare requirements.