Employee spotlight: Daniel Villavicencio

Each month, we highlight an employee that embodies our company values of service, respect, integrity, accountability, and collaboration. This month, we’re shining the employee spotlight on Daniel, who works on our processing team. Read on to learn more about him and his role at United Credit in our October employee spotlight. Please explain your role at United Credit, in your own words, in 2- 3 sentences. I work in the processing department and one of our primary responsibilities is to review every loan application we receive. We also provide customer service; we receive customer calls for updates on their account, help with general information, assistance on how to apply for a loan, and any other call that comes our way, with a focus on providing the best customer service. What do you like most about working at United Credit? Most definitely the people, everyone I work with is great. What is currently your favorite musician/band or song and why? I really enjoy The Killers, especially their version of Romeo and Juliet. What is one superpower you wish you had? Snap my fingers and teleport. Snap, I’m in Fiji. Snap, Grand Canyon. Snap, bathroom. What is your favorite meal at a restaurant that’s local to you? Can’t go wrong with street tacos! I also really love carne asada. We believe that a “human touch” is the only way to do business–and it’s our employees that make that possible. Our team is united in its commitment to helping consumers and businesses. Follow us on social: Linkedin-in Facebook-f Instagram Twitter

United Medical Credit Is Mentioned As A Top 5 Medical Loans Provider

United Medical Credit has helped thousands of patients to be able to afford and access quality medical care through our lending partners. Now, we’re proud to be able to say that United Medical Credit has been named on Credit Karma’s list of the top five medical loans providers for 2022! One thing that has always set United Medical Credit apart is the fact our borrowers only have to apply and prequalify once, through our streamlined brokerage application portal. Then our medical financing partners compete for the borrowers’ business. This helps put the power in borrowers’ hands because they can choose from the loan packages they’re offered and select the one that best meets their medical and financial needs. With approvals in as little as one business day and direct funding to in-network healthcare providers as soon as 24 hours later, this saves borrowers and providers time and stress. Another reason United Medical Credit made the Credit Karma list as a good choice for those with less than perfect credit is the fact that we gladly accept applicants with cosigners. This helps our borrowers access more available loans ranging from $1,000-to $25,000, giving borrowers more flexibility to choose payment terms and interest rates that work with their budget and lifestyle. United Medical Credit works with some of the best-known lenders in the business, with top reputations for getting affordable results for our borrowers. This additional leverage on the borrower side is even more important because it means United Medical Credit’s lender network may be able to help borrowers who traditional major lenders might refuse, such as those with poor credit, no credit, or a greater debt-to-income ratio than most major lenders prefer. It’s this commitment to transparency in the loan process and the power we place in the hands of borrowers that have helped cement United Medical Credit’s status as a top medical loans gateway, and we’re very pleased to have been listed by Credit Karma as one of the best medical loans providers of 2022! At United Medical Credit, we recommend checking your credit score using Credit Karma. The soft credit check does not impact your score, but it will give you an idea of where you’re at in the eyes of credit bureaus. It also affords borrowers the opportunity to challenge and clear off derogatory or inaccurate information, which could increase their score and give them access to a wider range of possible loans with more favorable terms. Once you’ve done this, click here to start your application with our lender network at no cost or obligation. Until a few years ago, accessing the best medical care for your needs meant you only had a few options, such as: Depleting your checking accounts Emptying your savings account Applying for a medical credit card Making a balance transfer between credit cards you already have Asking your doctor if they do in-house medical financing Taking out a personal loan Tapping a home equity line of credit Borrowing against your whole life insurance policy Applying for business loans or Dipping into your Roth IRA, stocks, or other retirement planning accounts For some people, especially those with good or excellent credit (usually defined as a credit profile with credit scoring at 690 or above per NerdWallet) and a strong debt to credit ratio, securing loans and juggling credit card balances isn’t a problem, which makes these methods good alternatives to medical loans for people in good credit and income situation who only need to finance a small amount. Even people with a fair credit rating who have gotten debt consolidation loans at fixed rates may be able to pull it off. But if your credit scoring puts you in the bad credit category, you may be out of luck getting the procedure you or a loved one needs so urgently. At United Medical Credit, we provide simple, easy-to-understand medical loans because we believe accessing great health care is a right, not a privilege. United Medical Credit works with a range of medical financing lenders with top lender ratings who offer medical loans for people with bad, fair, good, and excellent credit, with personalized repayment options, low monthly payments, and even fixed rates to fit almost any budget. When you apply for medical loans from United Medical Credit, there’s no application processing fee and the initial soft credit checks we run are designed to give us an idea of your creditworthiness without affecting your credit score. Then the members of our lender network review your application and decide whether or not to offer you a personal loan for medical expenses. Those who determine you meet their eligibility criteria will give you a proposed loan option, often as soon as one business day after you apply. Best of all, our loan lender network never charges prepayment penalties, so you have the option to pay back your loan faster without the worry and stress of figuring out how you’re going to pay the whole medical bill upfront out of pocket. United Medical Credit’s online lender network provides loans to cover medical bills for all kinds of healthcare needs, including: Aftercare and recovery from procedures Bariatric and weight loss surgery Checkups and preventative healthcare Cosmetic surgery and plastic surgery Dental loans for orthodontics and other dental work Emergency medical treatment and urgent care Fertility treatments such as IVF, harvesting egg cells, artificial insemination, and more Hospital visits and stays Veterinary expenses Vision care No matter what type of personal loan you need to access the healthcare you need, from dental financing to starting or growing your family, United Medical Credit is here to help with the most competitive lowest rates, helping you keep your medical costs under control and ease your worry about the medical debt you’re carrying. Frequently Asked Questions About Medical Loans from United Medical Credit’s Lender Network United Medical Credit is here to help take the pain out of accessing healthcare by giving you access to a personal loans lender network that puts you in control of your medical spending! Why does my credit score matter when I’m