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What Are Dental Implants?

Dental implants have helped many individuals who have lost one or more permanent teeth. Although the procedure can be complex and expensive, implants can be a viable alternative to bridges and dentures for individuals who want a permanent solution. Bridges can be problematic by damaging nearby teeth, while some individuals find that dentures make them feel insecure, and may not allow them to eat or talk normally. Implants can improve self-confidence, but more importantly, implants can make eating easier, reduce the loss of bone in the jaw and maintain the integrity of the facial structure. Dental implants are one of the many items that we can offer Dental Financing for.

History of Dental Implants

Dental implants have a long history. Although the true beginning of implants cannot be definitively stated, evidence has been found as far back as the Maya civilization. The beginning of modern dental implants began in the 1950s, once it was understood that titanium had special properties. Bone easily regenerated and merged with titanium, making the metal a possible resource for the reconstruction of bone in various areas of the human body. The first patent for titanium dental implants was awarded in 1969, and since that time, titanium has been the predominant material used in dental implants.

Current dental implants continue to use titanium, but techniques for placing implants have vastly improved. The use of imaging, and an understanding of the factors that make an individual a likely candidate for dental implants, have made the procedure highly successful. Any individual considering a dental implant should have their procedure performed in the USA. There are numerous dentists and oral surgeons in various regions that are well trained in this procedure. Improved techniques for implants in the USA have allowed patients to be more satisfied with their results, shorten healing time and create dental implants that can last a lifetime.

Types of Dental Implants

Three types of implants are available, and the best type for a patient is determined based on a variety of factors. The amount of bone loss in the jaw is a major influence on the type of implant that is available to the patient. Significant bone loss may require a bone graft or an implant with a larger frame to support a tooth. In some cases of bone loss, the patient may not be a good candidate for dental implants.

The most recognized implants are the ones placed inside the jaw bone. These implants are called endosseous implants. A hole is drilled into the bone and titanium screws are placed there, which will support the new crown. The second type of dental implant, subperiosteal, is placed on top of the bone and under the gum tissue. Lastly, the third type of implant, transosteal, is one in which the titanium frame is positioned within the jaw from below.


Individuals who are considering this procedure want to know, “Do dental implants hurt?” Dentists and oral surgeons who perform this type of reconstructive dentistry have various sedation methods available to eliminate pain during the procedure. Any post-operative pain or discomfort is well controlled using pain medication.

The procedure itself can be complex and require multiple stages until completion. Once a plan is made for placing the implants, the process can begin. Usually, the implant is placed first, with a temporary crown. Once the bone has fused around the implant, the permanent crown can be placed. Some patients may have a tooth extracted and the implant inserted on the same day. The dentist will determine a method that has the best chance of success.

Dental Implant Prices

The cost of implants can vary widely. A single implant may start at $3,500 to $4,000, assuming the procedure is uncomplicated. More complex implants, bone grafts or the implantation of multiple teeth will dramatically increase costs. The cost of dental implants are difficult for most individuals to pay upfront, therefore financing for dental implants can be a solution.

United Medical Credit is a pioneer in health care financing. Dental implant financing with bad credit can seem nearly impossible. Many obstacles can decrease an individual’s credit rating, but their credit should not prevent them from having necessary dental services. United Medical Credit offers several health care financing plans available. Their dental payment plans can make the cost of reconstructive dentistry more manageable for many patients.

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Jessica Payan

VP of Human Resources

As a certified Professional in HR (PHR), Jessica brings 10 years of HR experience to the United Credit team. She is responsible for managing the strategy and processes related to building and retaining an exceptional team of professionals. Jessica is passionate about supporting each employee to be their most successful and exemplifies our core values daily.

Aaron Mishkin


As Controller, Aaron manages the income and expenses of the Company and the incoming and outgoing loan funds with the utmost integrity. He is a lifelong learner with multiple degrees and certifications to his name and 25 years of working in financial services. Aaron’s reason behind being a part of the United Credit team is to make a difference in the Company and to his coworkers, our partners, and our customers.

Jorge Lazaro

VP of IT

Jorge works closely with cross-functional partners throughout the business to develop virtual experiences and oversees the IT team that keeps our platforms running smoothly. His goal is to provide an optimistic approach to the challenges we face while supporting our staff and partners with respect. With over 6 years of working for United Credit, Jorge brings a wealth of knowledge about our history and computer engineering.

Brett Walisever

VP of Strategic Accounts

Brett spearheads our business sales growth by identifying and supporting new merchants in partnering with United Credit. He has 10+ years of sales, contract negotiation, and market strategy experience that he brings to each new merchant and our team. His desire is to support the growth of United Credit and the merchants we serve through respect and collaboration.

Andria Sullivan

Chief Experience Officer

Andria is a seasoned leader with over 10 years of experience in providing world-class customer service and directing consumer finance processes. She oversees the tracking, reporting, and achievement of our company goals, long and short-term projects, and special initiatives. Andria is service-minded when it comes to collaborating internally and externally, and it shines through in every interaction.

Nate Moster

Chief Sales and Marketing Officer

As Chief Sales and Marketing Officer, Nate expertly drives revenue growth for United Credit by leading sales and marketing strategies across all channels. With over 20 years of experience working with global brands in various industries, Nate has a proven track record of boosting sales, expanding market share, and building strong relationships. His unique ‘right-brain + left-brain’ approach combines business acumen and strategic thinking with striking creative execution, ensuring United Credit’s sales and marketing efforts consistently deliver results for continued success.

Matthew Libman

Founder & President

Matthew is the President and Founder of United Credit. Matt founded fintech company United Medical Credit in 2011 to connect consumers and businesses with an array of experienced, innovative financing solutions. In 2022, the company grew and became United Credit, fueling an expansion into retail markets while retaining its expertise in specialty healthcare.

Since its founding, Matt has provided leadership for all aspects of the Company, emphasizing long-term growth while ensuring United Credit delivers value to its consumers, merchants, and business partners. The Company has risen in the fintech space as a preferred consumer financing partner under his tenure.

Matt is also an active member of YPO (Young Presidents’ Organization), the world’s largest leadership community of company chief executives.