In today’s world, purchasing big-ticket items like a car or a home often requires a significant financial investment. Unfortunately, not everyone has the means to make these purchases upfront. That’s where consumer financing comes into play. Consumer financing is a loan option that allows individuals to make major purchases without having to pay for them upfront. Instead, they can make monthly payments over a period of time. In this blog post, we will discuss the benefits of using consumer financing and how United Credit can help connect consumers with the loan they need for major purchases and medical procedures.
One of the biggest benefits of consumer financing is the flexibility it offers in payment options. This is because you can choose the repayment period that suits you best. If you opt for a longer repayment period, you’ll have lower monthly payments, which can be ideal if you have other financial obligations to fulfill. If you want to pay off your loan faster, you can opt for a shorter repayment period with higher monthly payments. This allows you to customize your repayment plan to fit your financial needs and lifestyle.
Applying for consumer financing is often much easier than other types of loans. With United Credit, you can apply online from the comfort of your own home. The application process is simple, and you’ll receive a decision in just a few minutes. This means you can get the financing you need quickly and easily without having to go through a complicated application process.
Consumer financing can help you access higher-quality products and services that you might not have been able to afford otherwise. For example, if you need a medical procedure, but your insurance won’t cover it, consumer financing can help you get the procedure done without having to wait or settle for a lower-quality option.
Consumer financing often comes with lower interest rates than other types of loans. This means you’ll pay less in interest over the life of your loan, which can save you a significant amount of money in the long run.
How United Credit Can Help
United Credit is a financial technology company that connects consumers and businesses with an array of experienced, innovative financing solutions.
Through our lending partner network, we offer consumers access to more financing options, more opportunities for approvals, and more peace of mind to pursue the purchases they need.
United Credit has a simple and easy application process. You can apply online in just a few minutes, and you’ll receive a decision quickly. Ready to get started? Begin your application here.
United Credit is NOT a lender. We simply send your information to our lender network for approval and credit terms. Credit approval is not guaranteed. Please refer to our complete Terms and Conditions at: unitedcredit.com/terms-and-conditions
United Credit strives to keep the content shared on this blog accurate and up to date. You are urged to consult with business, financial, legal, tax and/or other advisors and/or medical providers with respect to any information presented. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial or medical institution. This content is intended for informational purposes only.
As Chief Sales and Marketing Officer, Nate expertly drives revenue growth for United Credit by leading sales and marketing strategies across all channels. With over 20 years of experience working with global brands in various industries, Nate has a proven track record of boosting sales, expanding market share, and building strong relationships. His unique ‘right-brain + left-brain’ approach combines business acumen and strategic thinking with striking creative execution, ensuring United Credit’s sales and marketing efforts consistently deliver results for continued success.
Matthew is the President and Founder of United Credit. Matt founded fintech company United Medical Credit in 2011 to connect consumers and businesses with an array of experienced, innovative financing solutions. In 2022, the company grew and became United Credit, fueling an expansion into retail markets while retaining its expertise in specialty healthcare.
Since its founding, Matt has provided leadership for all aspects of the Company, emphasizing long-term growth while ensuring United Credit delivers value to its consumers, merchants, and business partners. The Company has risen in the fintech space as a preferred consumer financing partner under his tenure.
Matt is also an active member of YPO (Young Presidents’ Organization), the world’s largest leadership community of company chief executives.