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Applicant Testimonials

At United Credit, we pride ourselves on ensuring that every applicant is guided through the financing process from start to finish with a great deal of care and assistance. We encourage you to provide us with your feedback on your experience and suggestions on how we can further improve our service. Please visit our Contact Us page to share your thoughts. We also encourage our clients to share stories, ask questions and post advice on our Facebook page.

Here is some feedback from satisfied clients:

If I ever had to leave a message Greg would call me back the same day or the next morning I never waited more than 24 hours for a response. Any time I had to contact Greg at United Medical I always had great customer service and felt confident in my decision to use them for financing my surgery”

— Stacia E.

“I found United Medical Credit when Care Credit turned me down and Matt with United Medical Credit worked with me and was right there every min. When I need to have this loan for my dentist to do all the work I needed to have done ASAP for medical reason and United got it done with in min. And had the money right over to him with in the next day! Thank you Matt and United Medical Credit with a low rate.”

— Deborah Y.

“I would like to take this time to really express my great experience with United Medical Credit. My loan officer, Matt Libman, was informative, helpful and always willing to go the extra mile in creating customized financial solutions to accommodate my circumstances. Although I have faced some credit challenges, United Medical Credit was more than willing to work with me. Thanks again Matt and the United Medical Credit team for your compassion, understanding and willingness to partner with me despite my credit challenges.”

— Cynthia H.

“I approached UHC for financing of eyelid surgery that my insurance refused to cover stating that it was “preventative” or “cosmetic” despite meeting most of the medical criteria. I have had corneal thinning due to meds taken for eye problems that the surgery would have eliminated. Continuing to use the meds could have caused permanent damage and even blindness. I was beside myself and contacted UMC for financing. Greg was wonderful and worked with my surgeon’s office which normally does not accept financing, but due to my special case and the help of UMC they made it happen. I did have complications from surgery and lost part of my cornea, however, we think it was caught early enough that I should make a full recovery. I shudder to think that if I had not had the help of UMC, I would have had to continue meds and probably would have lost my vision. For this reason, I owe UMC a huge debt of gratitude. It’s not always about cosmetic surgery and I believe ultimately this surgery has changed the course of my life.”

— Janine N.

“After being denied and disrespected through CareCredit I decided to look for more options. After searching I stumbled across United Medical Credit and am SO GLAD I did! This company is OUTSTANDING. Not only for a loan company but for any company. They have the best, most personal, and efficient customer service ever! I am so glad I went through them and am so grateful for a company like this. Everything was done with complete diligence and with respect. I will definitely be using them again after this loan is paid! Thanks to you guys for everything you did for me!”

— Kelly M.

Jessica Payan

VP of Human Resources

As a certified Professional in HR (PHR), Jessica brings 10 years of HR experience to the United Credit team. She is responsible for managing the strategy and processes related to building and retaining an exceptional team of professionals. Jessica is passionate about supporting each employee to be their most successful and exemplifies our core values daily.

Aaron Mishkin


As Controller, Aaron manages the income and expenses of the Company and the incoming and outgoing loan funds with the utmost integrity. He is a lifelong learner with multiple degrees and certifications to his name and 25 years of working in financial services. Aaron’s reason behind being a part of the United Credit team is to make a difference in the Company and to his coworkers, our partners, and our customers.

Jorge Lazaro

VP of IT

Jorge works closely with cross-functional partners throughout the business to develop virtual experiences and oversees the IT team that keeps our platforms running smoothly. His goal is to provide an optimistic approach to the challenges we face while supporting our staff and partners with respect. With over 6 years of working for United Credit, Jorge brings a wealth of knowledge about our history and computer engineering.

Brett Walisever

VP of Strategic Accounts

Brett spearheads our business sales growth by identifying and supporting new merchants in partnering with United Credit. He has 10+ years of sales, contract negotiation, and market strategy experience that he brings to each new merchant and our team. His desire is to support the growth of United Credit and the merchants we serve through respect and collaboration.

Andria Sullivan

Chief Experience Officer

Andria is a seasoned leader with over 10 years of experience in providing world-class customer service and directing consumer finance processes. She oversees the tracking, reporting, and achievement of our company goals, long and short-term projects, and special initiatives. Andria is service-minded when it comes to collaborating internally and externally, and it shines through in every interaction.

Nate Moster

Chief Sales and Marketing Officer

As Chief Sales and Marketing Officer, Nate expertly drives revenue growth for United Credit by leading sales and marketing strategies across all channels. With over 20 years of experience working with global brands in various industries, Nate has a proven track record of boosting sales, expanding market share, and building strong relationships. His unique ‘right-brain + left-brain’ approach combines business acumen and strategic thinking with striking creative execution, ensuring United Credit’s sales and marketing efforts consistently deliver results for continued success.

Matthew Libman

Founder & President

Matthew is the President and Founder of United Credit. Matt founded fintech company United Medical Credit in 2011 to connect consumers and businesses with an array of experienced, innovative financing solutions. In 2022, the company grew and became United Credit, fueling an expansion into retail markets while retaining its expertise in specialty healthcare.

Since its founding, Matt has provided leadership for all aspects of the Company, emphasizing long-term growth while ensuring United Credit delivers value to its consumers, merchants, and business partners. The Company has risen in the fintech space as a preferred consumer financing partner under his tenure.

Matt is also an active member of YPO (Young Presidents’ Organization), the world’s largest leadership community of company chief executives.