Founded in 2011, we are a financial technology company formerly known as United Medical Credit and United National Credit. In 2022, we became United Credit to align with our mission to provide highly personalized expert service along with the market’s best financing and payment solutions to those who trust us with their credit needs.
We work with consumers to help them secure the financing they need for medical procedures and major purchases. We work with merchants and medical providers to bring financing solutions that help them grow their businesses and serve their customers and patients.
United Credit helps consumers with a wide range of credit scores apply for financing, meaning we connect more people like you with the loan you need. We are not a credit card; instead, we are a gateway to installment loans and other financing options with affordable interest rates and payment terms best suited for your credit profile. Loans from our lender network vary based on your credit application.
Each of our lending partners has unique requirements and takes multiple factors into consideration, including but not limited to income, credit profile, and outstanding debt balances. In many cases, all you need is a valid ID and a verified mailing address for pre-approval.
After you complete an online application, we will submit it to our lending partner network to match you with the best financing option based on your application details. If you qualify for a pre-approval, you will receive a financing option within minutes (or up to one business day) after the application is submitted.
If your application is matched with one of our lending partners, we may contact you to review the terms and conditions. Once the terms are accepted and any stipulations are provided, our lending partners will disburse the funds you have requested.
Once your loan is approved, you’ll work directly with the lender to make payments.
The exact terms of your loan will be determined by your lender. However, most lenders require payment 1 month after purchase.
As Chief Sales and Marketing Officer, Nate expertly drives revenue growth for United Credit by leading sales and marketing strategies across all channels. With over 20 years of experience working with global brands in various industries, Nate has a proven track record of boosting sales, expanding market share, and building strong relationships. His unique ‘right-brain + left-brain’ approach combines business acumen and strategic thinking with striking creative execution, ensuring United Credit’s sales and marketing efforts consistently deliver results for continued success.
Matthew is the President and Founder of United Credit. Matt founded fintech company United Medical Credit in 2011 to connect consumers and businesses with an array of experienced, innovative financing solutions. In 2022, the company grew and became United Credit, fueling an expansion into retail markets while retaining its expertise in specialty healthcare.
Since its founding, Matt has provided leadership for all aspects of the Company, emphasizing long-term growth while ensuring United Credit delivers value to its consumers, merchants, and business partners. The Company has risen in the fintech space as a preferred consumer financing partner under his tenure.
Matt is also an active member of YPO (Young Presidents’ Organization), the world’s largest leadership community of company chief executives.