More results...

Generic selectors
Exact matches only
Search in title
Search in content
Post Type Selectors

Apply for Home Renovation Financing Now

Between $500 and $25,000

Ready to renovate your home?

Whether you’ve been dreaming of a new kitchen or bathroom renovation or just need a new roof on your home, home improvement projects can be costly. These improvements can help increase your home’s value, and make your home safer and more comfortable, so it’s important to find an affordable home renovation financing option to cover the cost of your renovations.

Thanks to our lending partner network, United Credit can connect you with loan options for home improvement financing, including:

Home Improvement

Kitchen Renovation, Bathroom Remodeling, Home Automation, New Roof, New Windows and Doors, New Flooring, New HVAC System, New Siding, Insulation, Decks and Patios, Fences, Swimming Pools, Water Filtration Systems

Home Improvement

Kitchen Renovation, Bathroom Remodeling, Home Automation, New Roof, New Windows and Doors, New Flooring, New HVAC System, New Siding, Insulation, Decks and Patios, Fences, Swimming Pools, Water Filtration Systems

How home renovation loans work

Easy application
It only takes a few minutes to complete our simple online application

More financing options
Access multiple home renovation financing options with affordable interest rates and payment terms

Fast approval
You’ll receive a response from our lender network the same business day

Affordable financing
Find a payment plan that fits your needs and your budget

Superior service
Your dedicated support rep will answer all your questions and help you through the entire application process

Secure renovation financing from $500 to $25,000*

  • Simple, fast online application
  • Affordable monthly payments
  • No prepayment penalty
  • Competitive interest rates for qualified borrowers

*Some applicants may qualify for more. Actual loan amount and terms are dependent on credit usage and history.

Frequently asked questions

How do home improvement loans through United Credit work?
Whether your home is in need of significant repairs and maintenance work or you want to finally get the kitchen of your dreams, there are plenty of reasons to apply for a home remodel loan. Some home repairs are planned, like upgrading water filtration systems or installing energy-efficient windows. Others are unexpected needs, like emergency plumbing or roofing repairs. Either way, homeowners don’t always have the cash on hand to make investments in their homes, so a home renovation loan can help you complete the work your home needs. United Credit helps match homeowners with home improvement financing from our network of lenders. Funds are disbursed quickly and directly to the merchant or contractor so you can begin your project.
What home improvement projects qualify for a loan?

A variety of home improvement projects qualify for a loan, including:

  • Kitchen Remodels
  • Bathroom Renovation
  • Home Automation
  • Roofing
  • Doors and Windows
  • Updated Flooring
  • HVAC Systems
  • New Siding
  • Attic or Home Insulation
  • Patios or Decks
  • Fences
  • Swimming Pools
  • Water Filtration Systems
What credit score do I need for a home renovation loan?

Each of our lending partners has unique requirements and takes multiple factors into consideration, including but not limited to income, credit profile, and outstanding debt balances. In many cases, all you need is a valid ID and a verified mailing address for pre-approval.

Testimonials from United Credit Customers


Ready to apply?

Jessica Payan

VP of Human Resources

As a certified Professional in HR (PHR), Jessica brings 10 years of HR experience to the United Credit team. She is responsible for managing the strategy and processes related to building and retaining an exceptional team of professionals. Jessica is passionate about supporting each employee to be their most successful and exemplifies our core values daily.

Aaron Mishkin


As Controller, Aaron manages the income and expenses of the Company and the incoming and outgoing loan funds with the utmost integrity. He is a lifelong learner with multiple degrees and certifications to his name and 25 years of working in financial services. Aaron’s reason behind being a part of the United Credit team is to make a difference in the Company and to his coworkers, our partners, and our customers.

Jorge Lazaro

VP of IT

Jorge works closely with cross-functional partners throughout the business to develop virtual experiences and oversees the IT team that keeps our platforms running smoothly. His goal is to provide an optimistic approach to the challenges we face while supporting our staff and partners with respect. With over 6 years of working for United Credit, Jorge brings a wealth of knowledge about our history and computer engineering.

Brett Walisever

VP of Strategic Accounts

Brett spearheads our business sales growth by identifying and supporting new merchants in partnering with United Credit. He has 10+ years of sales, contract negotiation, and market strategy experience that he brings to each new merchant and our team. His desire is to support the growth of United Credit and the merchants we serve through respect and collaboration.

Andria Sullivan

Chief Experience Officer

Andria is a seasoned leader with over 10 years of experience in providing world-class customer service and directing consumer finance processes. She oversees the tracking, reporting, and achievement of our company goals, long and short-term projects, and special initiatives. Andria is service-minded when it comes to collaborating internally and externally, and it shines through in every interaction.

Nate Moster

Chief Sales and Marketing Officer

As Chief Sales and Marketing Officer, Nate expertly drives revenue growth for United Credit by leading sales and marketing strategies across all channels. With over 20 years of experience working with global brands in various industries, Nate has a proven track record of boosting sales, expanding market share, and building strong relationships. His unique ‘right-brain + left-brain’ approach combines business acumen and strategic thinking with striking creative execution, ensuring United Credit’s sales and marketing efforts consistently deliver results for continued success.

Matthew Libman

Founder & President

Matthew is the President and Founder of United Credit. Matt founded fintech company United Medical Credit in 2011 to connect consumers and businesses with an array of experienced, innovative financing solutions. In 2022, the company grew and became United Credit, fueling an expansion into retail markets while retaining its expertise in specialty healthcare.

Since its founding, Matt has provided leadership for all aspects of the Company, emphasizing long-term growth while ensuring United Credit delivers value to its consumers, merchants, and business partners. The Company has risen in the fintech space as a preferred consumer financing partner under his tenure.

Matt is also an active member of YPO (Young Presidents’ Organization), the world’s largest leadership community of company chief executives.