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Apply for Men’s Health Financing Now

Between $500 and $25,000

Mens Health

Focus on your overall health

Not feeling like yourself lately? From regulating their hormone levels to getting help for issues affecting their lifestyle, many men can benefit from specialized care. United Credit partners with thousands of businesses across the country, including men’s wellness centers and physicians who help address these issues. Apply for men’s health financing in minutes and see how together, we do more.

Thanks to our lending partner network, United Credit can connect you with financing options for a variety of medications, treatments for male health issues, and surgical and cosmetic procedures for men, including:

Men’s Health Procedures

Low Testosterone (Low-T), Enlarged Prostate, Prostate Cancer, Premature Ejaculation (PE), Erectile Dysfunction (ED), Extracorporeal Shockwave Therapy (ESWT), Testosterone Treatment, Urology Treatment, Hormone Replacement Therapy, Oral medication (Viagra, Cialis), Penile Injections Penile Implants and Devices, Hair Loss Treatment, Hair Replacement

Men’s Health Procedures

Low Testosterone (Low-T), Enlarged Prostate, Prostate Cancer, Premature Ejaculation (PE), Erectile Dysfunction (ED), Extracorporeal Shockwave Therapy (ESWT), Testosterone Treatment, Urology Treatment, Hormone Replacement Therapy, Oral medication (Viagra, Cialis), Penile Injections Penile Implants and Devices, Hair Loss Treatment, Hair Replacement

How men’s health financing works

Easy application
It only takes a few minutes to complete our simple online application

More financing options
Access multiple financing options with affordable interest rates and payment terms

Fast approval
You’ll receive a response from our lender network the same business day

Affordable financing
Find a payment plan that fits your needs and your budget

Superior service
Your dedicated support rep will answer all your questions and help you through the entire application process

Secure financing for men’s health procedures from $500 to $25,000*

  • Simple, fast online application
  • Affordable monthly payments
  • No prepayment penalty
  • Competitive interest rates for qualified borrowers

*Some applicants may qualify for more. Actual loan amount and terms are dependent on credit usage and history.

Frequently asked questions

What Are The Benefits Of Men’s Health Financing?

For men who struggle with issues like low testosterone, hair loss, or erectile dysfunction, it’s important they get the care they need to improve their life.

Men’s health financing can help you get the procedure or medications you need with a payment plan that fits your budget. United Credit is here to connect you with solutions to help finance cosmetic procedures for men through our network of lending partners.

Will Men’s Health Financing Cover the Cost of My Procedure?

Unlike a conventional insurance policy, men’s health financing through United Credit’s lending partners may cover the entire cost of your cosmetic procedure or treatment, up to $25,000. This includes procedures or offerings like:

  • Hormone therapy
  • Erective dysfunction treatment
  • Medication
  • Implants or surgery
Doesn’t My Insurance Cover Men’s Health Treatments?

Insurance companies are designed to limit and spread risk among the pool of customers, thereby limiting the financial damage both to clients and the company in the case of a payout. In many cases, insurance companies restrict their payouts to “medically necessary” procedures. This means “elective” procedures like men’s health treatments most likely won’t be covered. Check with your insurance provider for more information.

What Will My Men’s Cosmetic Surgery or Treatment Cost?

Men’s health treatments and surgery costs vary widely depending on factors like the type and extent of the procedure, the billing practices of the surgeon, and what intensity of postoperative aftercare you need. Some points to consider before you pay for your surgery include:

  • How much does your provider estimate the surgery and all associated costs will run? Most providers should be able to give you a fairly accurate idea of the total amount a procedure will cost.
  • Can another provider perform the procedure and still give you the results you want?
  • Is it possible to have a less expensive alternate procedure that can achieve a similar outcome?
  • Does your provider offer in-house surgery financing?
  • What other outstanding secured and unsecured debt do you have, such as credit cards, student loans, back taxes, mortgage payments, or car loan notes?

Getting answers to questions like these will give you a financial picture that can help guide your next steps.

Do Men’s Health Clinics Offer Payment Plans?

Many men’s wellness clinics offer financing, some in-house, some through loan brokerages. Before you agree to a procedure or payment plan, you should always get a second opinion on your procedure and evaluate the fine print of the terms carefully so you know what you’re getting into and can make sure the procedure and plan you choose is the right one for you.

What Is The Best Financing For Men’s Health Treatments?

The best financing depends on your needs, credit, and financial goals. Things like monthly payments, loan terms and conditions, and APR all work together to make an ideal loan that’s unique to your situation. The United Credit team is dedicated to connecting you with the loan that best meets your needs and fits your budget.

What Credit Score Do You Need To Finance Men’s Health Treatments?

We recommend checking services like Credit Karma, requesting your credit history, and signing up for credit monitoring from all three major credit bureaus as one of the first steps in applying for a loan.

Your credit score depends on several factors, including your current income, history of making timely payments for existing loans, whether you’re currently enrolled in debt forgiveness programs, the ratio of “good debt” to “bad debt,” how long you’ve had a credit history and your bank account history. If you find incorrect information in your credit history, you have the right to appeal it and request your score be corrected. This can help you improve your credit score.

However, just because your credit history is less than ideal doesn’t mean you can’t get a loan. When you submit an application, our initial check is what’s known as a “soft” credit inquiry which does not impact your credit score. Individual lenders may run a hard credit check, which will impact your score, which is why it’s essential to know what your credit report contains.

Testimonials from United Credit Customers


Ready to apply?

Jessica Payan

VP of Human Resources

As a certified Professional in HR (PHR), Jessica brings 10 years of HR experience to the United Credit team. She is responsible for managing the strategy and processes related to building and retaining an exceptional team of professionals. Jessica is passionate about supporting each employee to be their most successful and exemplifies our core values daily.

Aaron Mishkin


As Controller, Aaron manages the income and expenses of the Company and the incoming and outgoing loan funds with the utmost integrity. He is a lifelong learner with multiple degrees and certifications to his name and 25 years of working in financial services. Aaron’s reason behind being a part of the United Credit team is to make a difference in the Company and to his coworkers, our partners, and our customers.

Jorge Lazaro

VP of IT

Jorge works closely with cross-functional partners throughout the business to develop virtual experiences and oversees the IT team that keeps our platforms running smoothly. His goal is to provide an optimistic approach to the challenges we face while supporting our staff and partners with respect. With over 6 years of working for United Credit, Jorge brings a wealth of knowledge about our history and computer engineering.

Brett Walisever

VP of Strategic Accounts

Brett spearheads our business sales growth by identifying and supporting new merchants in partnering with United Credit. He has 10+ years of sales, contract negotiation, and market strategy experience that he brings to each new merchant and our team. His desire is to support the growth of United Credit and the merchants we serve through respect and collaboration.

Andria Sullivan

Chief Experience Officer

Andria is a seasoned leader with over 10 years of experience in providing world-class customer service and directing consumer finance processes. She oversees the tracking, reporting, and achievement of our company goals, long and short-term projects, and special initiatives. Andria is service-minded when it comes to collaborating internally and externally, and it shines through in every interaction.

Nate Moster

Chief Sales and Marketing Officer

As Chief Sales and Marketing Officer, Nate expertly drives revenue growth for United Credit by leading sales and marketing strategies across all channels. With over 20 years of experience working with global brands in various industries, Nate has a proven track record of boosting sales, expanding market share, and building strong relationships. His unique ‘right-brain + left-brain’ approach combines business acumen and strategic thinking with striking creative execution, ensuring United Credit’s sales and marketing efforts consistently deliver results for continued success.

Matthew Libman

Founder & President

Matthew is the President and Founder of United Credit. Matt founded fintech company United Medical Credit in 2011 to connect consumers and businesses with an array of experienced, innovative financing solutions. In 2022, the company grew and became United Credit, fueling an expansion into retail markets while retaining its expertise in specialty healthcare.

Since its founding, Matt has provided leadership for all aspects of the Company, emphasizing long-term growth while ensuring United Credit delivers value to its consumers, merchants, and business partners. The Company has risen in the fintech space as a preferred consumer financing partner under his tenure.

Matt is also an active member of YPO (Young Presidents’ Organization), the world’s largest leadership community of company chief executives.