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United Credit understands the planning and preparation needed to obtain a cosmetic, bariatric, fertility, dental or vision correction procedure and we want to make the process as easy as possible for you. We have provided several links below that we believe are credible for learning about the healthcare procedures you are considering.

For Calculating Monthly Payments:

Use our simple online loan calculator

For Plastic & Cosmetic Procedures:

Before you move forward with your cosmetic or plastic surgery, you should always check to make sure your doctor is certified by the American Academy of Cosmetic Surgery (AACS) and the American Society of Plastic Surgeons (ASPS). Certifications from these organizations are different than the medical board’s certification and ensure that your selected healthcare provider has gone the extra step. There is also the American Society of Aesthetic Plastic Surgery (ASAPS) and to take it a step further, some cosmetic surgeons obtain a American College of Surgeons (FACS) membership. Members of FACS perform their cosmetic procedures with the highest level of standards and receive continuous education for their practice.

For Dental & Cosmetic Dental:

If you plan to have non-cosmetic dental work done, you should utilize the American Dental Association (ADA) as a resource; if you are considering getting cosmetic dental work done a great website is American Academy of Cosmetic Dentistry (AACD).

For Bariatric Procedures:

United Credit believes that the American Society for Metabolic & Bariatric Surgery (ASMBS) is a great place to start your research for your bariatric procedure.

For Fertility Procedures:

The American Fertility Association (AFA) has the most comprehensive resource library for starting your family, including, all fertility procedures, general costs and even adoption. Starting a family can be the most important decision in your life so be sure to obtain information from a reputable source.

For Vision Procedures:

You should make sure your doctor is certified by the American College of Eye Surgerons (ACES) & American Board of Eye Surgery (ABES). You can find some very valuable information on any procedure type on these sites as well. Lastly, there are many forums on the Internet with a plethora of information about your procedures. The team at United Credit believes forums can be a great place to learn about financing, experiences with particular doctors and your desired procedures. Just be careful on what you read in a forum because you never know who is writing it!

For General Healthcare and General Procedures:

A great place to start your research for most general healthcare information is Web MD. You will always find reputable information on FDA approvals, new medications, procedure information and overall health.

Jessica Payan

VP of Human Resources

As a certified Professional in HR (PHR), Jessica brings 10 years of HR experience to the United Credit team. She is responsible for managing the strategy and processes related to building and retaining an exceptional team of professionals. Jessica is passionate about supporting each employee to be their most successful and exemplifies our core values daily.

Aaron Mishkin


As Controller, Aaron manages the income and expenses of the Company and the incoming and outgoing loan funds with the utmost integrity. He is a lifelong learner with multiple degrees and certifications to his name and 25 years of working in financial services. Aaron’s reason behind being a part of the United Credit team is to make a difference in the Company and to his coworkers, our partners, and our customers.

Jorge Lazaro

VP of IT

Jorge works closely with cross-functional partners throughout the business to develop virtual experiences and oversees the IT team that keeps our platforms running smoothly. His goal is to provide an optimistic approach to the challenges we face while supporting our staff and partners with respect. With over 6 years of working for United Credit, Jorge brings a wealth of knowledge about our history and computer engineering.

Brett Walisever

VP of Strategic Accounts

Brett spearheads our business sales growth by identifying and supporting new merchants in partnering with United Credit. He has 10+ years of sales, contract negotiation, and market strategy experience that he brings to each new merchant and our team. His desire is to support the growth of United Credit and the merchants we serve through respect and collaboration.

Andria Sullivan

Chief Experience Officer

Andria is a seasoned leader with over 10 years of experience in providing world-class customer service and directing consumer finance processes. She oversees the tracking, reporting, and achievement of our company goals, long and short-term projects, and special initiatives. Andria is service-minded when it comes to collaborating internally and externally, and it shines through in every interaction.

Nate Moster

Chief Sales and Marketing Officer

As Chief Sales and Marketing Officer, Nate expertly drives revenue growth for United Credit by leading sales and marketing strategies across all channels. With over 20 years of experience working with global brands in various industries, Nate has a proven track record of boosting sales, expanding market share, and building strong relationships. His unique ‘right-brain + left-brain’ approach combines business acumen and strategic thinking with striking creative execution, ensuring United Credit’s sales and marketing efforts consistently deliver results for continued success.

Matthew Libman

Founder & President

Matthew is the President and Founder of United Credit. Matt founded fintech company United Medical Credit in 2011 to connect consumers and businesses with an array of experienced, innovative financing solutions. In 2022, the company grew and became United Credit, fueling an expansion into retail markets while retaining its expertise in specialty healthcare.

Since its founding, Matt has provided leadership for all aspects of the Company, emphasizing long-term growth while ensuring United Credit delivers value to its consumers, merchants, and business partners. The Company has risen in the fintech space as a preferred consumer financing partner under his tenure.

Matt is also an active member of YPO (Young Presidents’ Organization), the world’s largest leadership community of company chief executives.