Loans for Plastic Surgery: Hair Restoration

Hair loss may seem like a trivial health concern but for those who suffer from it, it is both physically and emotionally distressing. The American Hair Loss Association (AHLA) website noted that, according to The Washington Post, Americans who suffer from hair loss spend more than $3.5 billion a year in hair loss treatments. This figure is indicative of the gravity of the situation. Most of the time, people just take for granted a thick head of hair until it starts to disappear. For those suffering from hair loss, hair restoration or hair transplant is a common and effective option to restore confidence and improve appearance. Hair transplant, according to WebMD, is a “surgery that involves removing a narrow strip of hair-bearing scalp from the back of the head and using it to fill an area with thin or no hair.” The experts at AHLA note that hair restoration surgery should be a last resort to stop the progression of hair loss. In addition, not everyone who thinks they need hair transplants is actually “qualified” for the procedure. Among other cases, the ideal candidates for hair restoration surgery are: Men and women who have lost hair due to trauma or burns; Men and women who lost hair due to other cosmetic procedures; and Men who have male-pattern baldness. A hair transplant surgery generally involves the following procedures: The surgeon will clean the scalp and inject an anesthetic to numb the area where a three- to four-inch strip will be removed using a scalpel. The removed strip of scalp will be set aside and the exposed scalp area will be sewn. The surgeon divides the strip of removed scalp into about 500 to 2,000 tiny grafts containing an individual hair or just a few hairs each. The number and type of graft used is based on the patient’s hair type, quality, color and size of the area where it will be transplanted. After the grafts are prepared, the surgeon cleans and numbs the area where the hair will be placed. The surgeon will then create holes or slit with a scalpel or needle, and place each graft in one of the holes. This could take four to eight hours. Within two to three weeks after surgery, patients can expect the transplanted hair to fall out and notice new growth within a couple of months. Attendant costs WebMD estimates that the cost of hair restoration surgery largely depends on the amount of hair to be transplanted. Generally, it ranges from $4,000 to $15,000, and as with most cosmetic surgery procedures, it is rarely covered by insurance. For prospective patients, an option would be to obtain loans for plastic surgery. United Medical Credit (UMC) helps potential patients obtain financing for cosmetic surgery procedures such as hair transplants. As an intermediary, UMC has more than a decade of experience and track record in service reliability when it comes to helping prospective patients get loans for plastic surgery, bariatric surgery, fertility procedures, dental surgery, Lasik and eye surgery, hearing aids and devices, and other general healthcare requirements. UMC offers Same-as-Cash (SAC) programs ranging from six to 24 months on approved credit and with provider participation. For more information on UMC’s cosmetic surgery credit and other services, contact (888) 647-4333, send an e-mail to info@unitedmedicalcredit.com or visit the website, www.unitedmedicalcredit.com. Follow us on social: Linkedin-in Facebook-f Instagram Twitter

Loans for Plastic Surgery: Tummy Tuck

A tummy tuck, or abdominoplasty as defined by PlasticSurgery.org, is the surgical process of removing excess fat and skin, and in most cases restoring “weakened or separated muscles to create an abdominal profile that is smoother and firmer.” TummyTuckCost.com adds that abdominoplasty can “smooth unsightly stretch marks beneath the navel” which commonly occurs after pregnancy or excessive weight loss. As the American Society of Plastic Surgeons states, a tummy tuck is a highly individualized procedure that should be done to fulfill a personal commitment to look and feel better—not to appease someone else’s desire, or fit into an idealized image. Possible candidates are those who are physically healthy, at a stable weight, have realistic expectations, and do not smoke. Women who are still considering getting pregnant in the future—or those who are planning to lose substantial weight—should postpone this kind of surgery, as these actions can diminish the results of a tummy tuck. The Different Types of Tummy Tucks There are several types of tummy tucks based on patients’ individual cases. A traditional tummy tuck requires work throughout most of the abdomen, which involves a large incision from hip bone to hip bone. And an extended tummy tuck calls for a larger incision. This is recommended for patients with lower belly flab beneath the navel. Generally, these two types of tummy tucks are for those with the most corrective issues. A less invasive form is the endoscopic tummy tuck, wherein a camera on a long tube is inserted through small incisions. This type involves minimal bruising, swelling, and scarring. Laser and mini tummy tucks are also available for patients within 10% of their desired weight. How to Prepare for a Tummy Tuck Once you’ve decided to undergo a tummy tuck, you will need to undergo the following preparatory procedures: Receive lab testing or medical evaluation. Take certain medications or adjust your current intake. If a smoker, completely abstain from smoking well in advance of surgery. Stop taking aspirin, anti-inflammatory drugs, and some herbal supplements (which can increase bleeding). Tummy Tuck Costs to Consider According to ASPS, the average cost of a tummy tuck is $6,253, based on 2018 statistics. This cost does not include anesthesia, operating room facilities, surgeon’s fee, medication prescriptions, medical tests, post-surgery garments, or other related expenses. It is also important to consider where you get your tummy tuck. For example, the procedure will likely be more expensive in New York as compared to Mississippi. The cost is also higher for females because there are more tests needed. Most insurance companies consider this an elective procedure, so your policy will most likely not cover this. Aside from spending savings or maxing out credit cards, a more viable option is to get a plastic surgery loan. United Credit helps potential patients obtain financing for cosmetic surgery procedures such as tummy tucks. As an intermediary, United Credit carries more than a decade of experience and a track record in service reliability when it comes to helping prospective patients get loans for plastic surgery, bariatric surgery, fertility procedures, dental surgery, Lasik and eye operations, hearing devices, and other general healthcare needs. United Credit offers Same-As-Cash (SAC) programs ranging from 6–24 months on approved credit with provider participation. For more information on loans for plastic surgery and other interventions, contact (888) 647-4333, send an e-mail to info@unitedcredit.com, or visit their website. The Pros and Cons of Tummy Tuck Surgery Tummy tucks are a popular way for patients to achieve their body goals. In fact, it’s the sixth most common cosmetic surgery according to the American Society of Plastic Surgeons.So why get a tummy tuck? There are many pros and cons of tummy tuck surgery to consider when thinking about undergoing a procedure. Pros of Tummy Tuck Surgery A Slimmer, Tighter Abdomen: Tummy tucks surgeries remove excess skin and small amounts of fat to help contour and tighten abdomens and waistlines. Reduced Stretch Marks: Another great benefit of tummy tuck surgery is reducing or eliminating stretch marks on abdominal areas. Reduced Scarring: Like stretch marks, scarring on abdominal areas can be significantly reduced or eliminated with a tummy tuck. For example, a tummy tuck can be used to contour and improve the appearance of scars from a C-section or other abdominal surgery. Functional Lifestyle Improvements: Excess abdominal skin and fat can cause pain, chafing, excess sweating, back pain, urinary incontinence, and even skin infections. Therefore, tummy tucks surgeries can improve these medical concerns and lead to significant lifestyle improvements. Improved Self-Confidence: A tummy tuck can help you feel more confident and free in your own skin, including during intimate moments, swimsuit season, or finding outfits you never thought you could wear before. Better Fitting Clothing: Removing excess skin helps your clothes fit better, so you don’t have to worry about bulging abdominal areas—or struggle to find clothes you like and enjoy. Cons of Tummy Tuck Surgery Considerable Recovery Time: A tummy tuck is a significant abdominal surgery that requires substantial recovery time. It’s not uncommon for patients to require 2–3 weeks off work for recovery. Additionally, patients are advised against doing intense or core workouts for even longer. Swelling Period: Even after the initial recovery period, most patients undergo a swelling period for a few months before the full results are completely visible. Financial Cost: Tummy tucks can be very expensive, especially if you live in an area where it’s more costly to get the procedure done. Not Covered by Insurance: Unless your insurer deems a tummy tuck medically necessary, it likely won’t be covered. Fortunately, United Credit can help find financing options that suit your budget, procedure, and repayment preferences. Must Maintain Weight to Ensure Best Results: Any significant weight gain, including pregnancy, can negatively impact your tummy tuck results. Tummy Tuck Plastic Surgery FAQs What will my tummy tuck surgery cost? The best way to find out is to speak to your surgery clinic. The average cost of a tummy tuck procedure is approximately $6,000. Many patients opt for financing options for their mommy makeover.

A Guide to Surgery Loans for Bad Credit

In investment or financial parlance, a person with bad credit means that he/she does not make timely payments on a loan or may have defaulted on a loan at one point. A bad credit is a lot like bad reputation, it can make it hard for the person to obtain another loan despite best intentions. However, this does not mean that a person with bad credit cannot get much-needed surgery loans for bad credit. Companies, like United Medical Credit (UMC), are committed to helping deserving people get the medical financing that they need regardless of credit history. Plastic surgery loans are fast becoming preferred options when financing for cosmetic surgery and other general healthcare requirements because it is more flexible in terms of payment distribution. Approvals tend to be faster and easier because it is a niche service with a dedicated network of providers and manpower. At UMC, an applicant with bad credit will need a co-signer to secure the loan while UMC representatives work out the best financing option plan. According to Matthew Libman, UMC president, the company prioritizes clients with below-average credit scores because “they are the ones that are most in need.” He added, “Access to healthcare is a basic right that even people with bad credit should be able to enjoy. Even cosmetic surgery, which is often thought of as just an elective procedure, is sometimes done as part of a recovery process. People in these unique and often underserved situations are our priority.” With more than a decade of experience and a track record in service reliability, UMC helps prospective patients with financing for cosmetic surgery, bariatric surgery, fertility procedures, dental surgery, Lasik and eye surgery, hearing aids and devices, and other general healthcare requirements. General guidelines A client’s credit score also affects the interest rate, along with credit history, length of the loan, and actual loan amount. In some cases, a down payment may also be required. “Financing health care is a costly affair,” Libman said. “Fortunately, there are financially sound ways to go around it without sinking deeper into debt, like medical financing from trusted companies like UMC.” UMC offers Same-as-Cash (SAC) programs ranging from six to 24 months on approved credit and with provider participation. All of UMC’s direct financing programs require provider (or doctor) participation to protect the funds being disbursed. If the client has a provider that is not enrolled in the program at the time of the application, UMC can negotiate on behalf of the client based on the approved payment plan. For more information on UMC’s surgery loans for bad credit, contact (888) 647-4333, send an e-mail to info@unitedmedicalcredit.com or visit the website, www.unitedmedicalcredit.com. Follow us on social: Linkedin-in Facebook-f Instagram Twitter