As healthcare professionals, we care for every one of our patients. It’s hard to see people unable to receive medical treatment due to financial issues. United Credit understands that, and we’re here to help healthcare practices with patient financing.
Below, we walk you through the benefits of patient financing for medical providers and answer a list of FAQs.
When you partner with United Credit to offer healthcare financing to your patients, you’re taking the first step to a stronger and more secure financial future for your practice. Our network includes some of the best-known names in the industry, underwriting patient financing programs at competitive finance rates in the patient financing industry.
Unlike “in-house” patient finance solutions, UC’s healthcare finance company network manages patient medical bills and loans for you, freeing your staff to focus on patient care.
By directly managing the loans for flexible patient financing, our network of healthcare practice patient financing providers makes it simpler for you to offer patient financing. You get paid quickly for the services you provide, with no billing, balance, or interest management hassles on your end, and your patients will gain affordable monthly payments with competitive market interest rates.
We’ll help your patients secure the funds they need to cover the cost of a wide range of medical procedures. Your patients will receive the treatment they require while needing only to make affordable monthly payments thanks to our lending partner network.
At UC, we serve and proudly provide access to patient solutions and healthcare provider aid for:
When you partner with United Credit (UC), you’re increasing the likelihood that each person who walks through the door becomes a revenue-generating patient.
You’re also eliminating the need to bother with payments or credit extensions. When you partner with UC, you don’t have to hassle with credit checks or handling sensitive financial information, such as credit card data. Patients choose the financing option and payment plan that best meets their needs and they pay the lender directly, spreading their payments out over months or longer.
This allows you to focus on what you do best: excellent patient care.
Signing up with UC is very easy and user-friendly. After you set up your provider account, you just have to fill out one application form, and you will usually receive a response within 24 hours. Once that’s done, you can access our provider portal anytime through any browser using your provider login. It’s just that simple!
Once you’re in our system as a partner provider, you don’t have to do anything except ask your patients to apply using your custom application link. We handle the rest, from initial paperwork to getting you paid to managing the patient’s finance account. All you have to worry about is providing quality care to your patients.
Yes. The merchant fees associated with UC’s services are similar to the fees you pay for processing debit and credit cards through your office POS terminals.
Keep in mind, however, that the income from UC’s provider network is 100% incremental revenue—It’s extra revenue gained from a specific marketing channel that would not otherwise be in play. Thus, when you take into consideration the extra income and freedom from financial worry that United Credit offers, the merchant fee is reasonable.
Aside from this fee, which is deducted from your funds at the time you receive them, there are no other fees. There’s no enrollment fee or monthly or annual fees, making your bookkeeping easier. Patients pay the lender directly under the terms they accepted, freeing you to focus on patients’ well-being rather than the unique problems and vocabulary of high finance. Perhaps best of all, you can get paid in as little as days rather than months!
You can feel confident knowing when you put in your application to partner with us for your patients’ financing needs, you’re not leaving any money on the table and not assuming any of the risk or financial responsibility of lending through your practice. UC’s finance providers offer the best approval rate for the cost. We offer quick, hassle-free funding net of your merchant fee, occasional patient referrals, the ability to serve a broader patient base with less concern on your end about credit score and payment history, and much more!
There is no fee to apply for a loan from UC’s medical financing network. Patients are never obligated to accept any loan they are offered. Our lenders do not charge penalties for paying off loans early, making UMC a flexible alternative to other options for patient financing for medical providers on the market.
Our A+ rating with the Better Business Bureau, fast turnarounds, and competitive finance interest rates have made us one of the premier healthcare lending brokerages in the nation. From the cosmetic surgeon in Beverly Hills to the orthodontist in Rapid City, UC works with your practice to offer the perfect patient financing for providers.
Let us help your patients with the best financing on the market. Our patient financing for medical providers is simple, straightforward, and hassle-free.
When you choose United Credit, you choose better financing for your patients. Fill out an application today to help your patients get the assistance they need.
As Chief Sales and Marketing Officer, Nate expertly drives revenue growth for United Credit by leading sales and marketing strategies across all channels. With over 20 years of experience working with global brands in various industries, Nate has a proven track record of boosting sales, expanding market share, and building strong relationships. His unique ‘right-brain + left-brain’ approach combines business acumen and strategic thinking with striking creative execution, ensuring United Credit’s sales and marketing efforts consistently deliver results for continued success.
Matthew is the President and Founder of United Credit. Matt founded fintech company United Medical Credit in 2011 to connect consumers and businesses with an array of experienced, innovative financing solutions. In 2022, the company grew and became United Credit, fueling an expansion into retail markets while retaining its expertise in specialty healthcare.
Since its founding, Matt has provided leadership for all aspects of the Company, emphasizing long-term growth while ensuring United Credit delivers value to its consumers, merchants, and business partners. The Company has risen in the fintech space as a preferred consumer financing partner under his tenure.
Matt is also an active member of YPO (Young Presidents’ Organization), the world’s largest leadership community of company chief executives.