More results...

Generic selectors
Exact matches only
Search in title
Search in content
Post Type Selectors

Let’s Have a Lap Band Talk

Obesity and the problems that come along with it are one of the main causes of premature death in the United States and other western nations. It has reached almost epidemic proportions, while the diet and weight loss industries are raking in billions, and more and more people are overweight and obese. Most of these gimmicks do not work and for many, diet and exercise are just not enough, more drastic measures need to be made for the sake of their health, as well as their self-confidence in the way they look.

This is where weight loss surgeries like gastric bypass or the lap band have been proven to be very helpful. These are not meant for someone who is looking to lose just 20 pounds, these surgeries are meant for people who are morbidly obese. They are highly effective, however, they are also very expensive and many insurances do not cover these types of surgeries as, in most cases, they are considered cosmetic. At United Credit, we offer affordable financing for cosmetic surgery, making the options of gastric bypass or the lap band accessible to more people.

Gastric Bypass

Gastric bypass surgery has been around for close to 25 years but has been performed with more frequency as of late. The most common type of gastric bypass surgery is what is called Roux-en-Y. The surgery reduces the size of the stomach and bypasses part of the intestines. This reduces the amount of food and calories that can be taken in and absorbed by the body. This results in significant weight loss over time for those who have had this surgery.

This is a more invasive type of weight loss surgery than something like the lap band, but it is used in cases where the lap band would not be effective or suitable. The costs of this surgery vary but can be as much as $40,000.

Lap Band Surgery

Officially known as a laparoscopic adjustable gastric band, the lap band has been around and used commonly since the mid-1990s. It is a silicone band that is placed around the stomach, creating a smaller stomach pouch that reduces the amount of food that can be consumed. It also helps to increase the feelings of fullness and satiation with less food, meaning less overeating by the patient.

Many doctors prefer this type of surgery over the traditional gastric bypass as it is less invasive and has fewer risks, reduced recovery time, and less pain for the patient. It is generally used on obese patients who are not the best candidates for invasive surgery or those who are not as morbidly obese as those who would be candidates for gastric bypass.

Many see advantages of this type of surgery over gastric bypass the first being the less invasive nature described above. This means fewer incisions, less pain, and faster recovery time for the patient. Another big advantage of the lap band is that it is a fully reversible procedure, which gastric bypass is not.

The costs of the lap band procedure vary, just as gastric bypass surgery, but does tend to be a bit less expensive. The average costs of this surgery range from $10,000-$30,000. It is a more affordable option that is less invasive and may be a better option for some than others. Again, your doctor will advise you on the best type of weight loss surgery for your situation.

Both gastric bypass and lap band surgery are effective means of spurning dramatic weight loss. Though both have their risks, the risks associated with being morbidly obese generally make the risks of surgery worth it. These surgeries have been around for many years and have been performed countless times with success. Each surgery is suited for particular cases and needs, your doctor will know which is best for your situation. One of the biggest barriers to these weight loss surgeries is their costs. Many insurance companies do not cover this type of procedure and most don’t have the funds to pay for these surgeries out of pocket. United Credit is here to offer fair and affordable terms of financing cosmetic surgery, allowing many the option of procedures that once seemed beyond their means.

Follow us on social:

Jessica Payan

VP of Human Resources

As a certified Professional in HR (PHR), Jessica brings 10 years of HR experience to the United Credit team. She is responsible for managing the strategy and processes related to building and retaining an exceptional team of professionals. Jessica is passionate about supporting each employee to be their most successful and exemplifies our core values daily.

Aaron Mishkin


As Controller, Aaron manages the income and expenses of the Company and the incoming and outgoing loan funds with the utmost integrity. He is a lifelong learner with multiple degrees and certifications to his name and 25 years of working in financial services. Aaron’s reason behind being a part of the United Credit team is to make a difference in the Company and to his coworkers, our partners, and our customers.

Jorge Lazaro

VP of IT

Jorge works closely with cross-functional partners throughout the business to develop virtual experiences and oversees the IT team that keeps our platforms running smoothly. His goal is to provide an optimistic approach to the challenges we face while supporting our staff and partners with respect. With over 6 years of working for United Credit, Jorge brings a wealth of knowledge about our history and computer engineering.

Brett Walisever

VP of Strategic Accounts

Brett spearheads our business sales growth by identifying and supporting new merchants in partnering with United Credit. He has 10+ years of sales, contract negotiation, and market strategy experience that he brings to each new merchant and our team. His desire is to support the growth of United Credit and the merchants we serve through respect and collaboration.

Andria Sullivan

Chief Experience Officer

Andria is a seasoned leader with over 10 years of experience in providing world-class customer service and directing consumer finance processes. She oversees the tracking, reporting, and achievement of our company goals, long and short-term projects, and special initiatives. Andria is service-minded when it comes to collaborating internally and externally, and it shines through in every interaction.

Nate Moster

Chief Sales and Marketing Officer

As Chief Sales and Marketing Officer, Nate expertly drives revenue growth for United Credit by leading sales and marketing strategies across all channels. With over 20 years of experience working with global brands in various industries, Nate has a proven track record of boosting sales, expanding market share, and building strong relationships. His unique ‘right-brain + left-brain’ approach combines business acumen and strategic thinking with striking creative execution, ensuring United Credit’s sales and marketing efforts consistently deliver results for continued success.

Matthew Libman

Founder & President

Matthew is the President and Founder of United Credit. Matt founded fintech company United Medical Credit in 2011 to connect consumers and businesses with an array of experienced, innovative financing solutions. In 2022, the company grew and became United Credit, fueling an expansion into retail markets while retaining its expertise in specialty healthcare.

Since its founding, Matt has provided leadership for all aspects of the Company, emphasizing long-term growth while ensuring United Credit delivers value to its consumers, merchants, and business partners. The Company has risen in the fintech space as a preferred consumer financing partner under his tenure.

Matt is also an active member of YPO (Young Presidents’ Organization), the world’s largest leadership community of company chief executives.