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Pet Health on a Budget: Using Financing for Veterinary Costs

As pet owners, we all want the best for our furry friends. We do our best to provide them with a happy and healthy life, but sometimes unexpected expenses can arise. One of the most common unexpected expenses that pet owners face is veterinary costs. Veterinary care can be expensive, and in some cases, difficult to afford. This is where consumer financing for veterinary costs can be a valuable resource for pet owners. Consumer financing is a way to pay for goods and services over time. It allows you to spread the cost of a purchase over a period of months or years, rather than paying for it all at once. Consumer financing can be used for a variety of purposes, including purchasing a car, buying a home, or paying for veterinary care for your pet. There are many different types of consumer financing available, including credit cards, personal loans, and payment plans. Each of these options has its own advantages and disadvantages, and it’s important to understand the differences between them in order to choose the best option for your needs. Credit Cards Credit cards are one of the most common forms of consumer financing. They allow you to make purchases on credit and pay for them over time. Many credit cards offer rewards programs or cashback incentives, which can make them an attractive option for pet owners who need to pay for veterinary care. Personal Loans Personal loans are another option for financing veterinary costs. They can be obtained from banks, credit unions, or online lenders. Personal loans typically have fixed interest rates and fixed repayment periods, which can make them a good option for pet owners who want to know exactly how much they will be paying each month. Payment Plans Payment plans are another form of consumer financing that can be used for veterinary care. Many veterinary clinics offer payment plans that allow pet owners to spread the cost of veterinary care over several months. These plans typically require a down payment and charge interest or fees, but they can be a good option for pet owners who need to pay for veterinary care but can’t afford to do so all at once. Consumer Financing One of the benefits of consumer financing for veterinary care is that it allows pet owners to get the care their pets need without having to worry about the cost. This can be especially important in emergency situations when time is of the essence. If your pet needs urgent veterinary care, consumer financing can allow you to get them the care they need without having to wait until you have the funds to pay for it. Another benefit of consumer financing for veterinary care is that it can help pet owners budget for unexpected expenses. Many pet owners don’t have a lot of money set aside for unexpected veterinary costs, and they may not be able to pay for these expenses all at once. Consumer financing allows pet owners to spread the cost of veterinary care over time, which can make it easier to budget for these expenses. Consumer financing can also be a good option for pet owners who want to provide the best possible care for their pets. Veterinary care can be expensive, and it’s not always covered by pet insurance. If you want to provide your pet with the best possible care, but you can’t afford to pay for it all at once, consumer financing for veterinary costs can be a valuable resource. It’s important to explore all of your options before choosing a financing option. Some veterinary clinics may offer discounts or payment plans that don’t charge interest or fees. You may also be able to negotiate a payment plan with your veterinarian that works for both of you. United Credit strives to keep the content shared on this blog accurate and up to date. You are urged to consult with business, financial, legal, tax and/or other advisors and/or medical providers with respect to any information presented. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial or medical institution. This content is intended for informational purposes only. Want more information on your financing options for veterinary care? You can submit a loan application, or visit our Veterinary & Pet Care Financing page. Follow us on social: Linkedin-in Facebook-f Instagram Twitter

4 Ways Consumer Financing Can Help a Veterinary Office Grow

As a veterinarian, running an animal hospital can be a challenging task. While you may have the expertise to treat and care for animals, running a business requires more than that. One of the critical aspects of running a successful veterinary practice is managing your finances. While you may have a steady stream of patients, managing cash flow and expenses can be daunting. This is where consumer veterinary financing can help your veterinarian’s office. Consumer financing refers to the practice of providing financial assistance to customers to help them make purchases. It can be an excellent tool for veterinary practices that want to provide the best care to their patients while also keeping their financial health in check. In this blog post, we’ll explore how consumer veterinary financing can benefit a veterinarian’s office and help it thrive. 1. Improves Cash Flow One of the most significant advantages of offering consumer financing is the improvement of cash flow. As a veterinarian’s office, you may often have to deal with delayed payments from insurance companies or clients who need help to afford the cost of the treatment upfront. By offering financing to your customers, you can receive payments from a third-party provider almost immediately, and the provider will be responsible for collecting payments from the clients. This allows you to avoid cash flow gaps and ensure that you have the funds to cover expenses such as salaries, equipment, and other operating costs. It can also help you take on new patients without worrying about delayed payments, and you can focus on providing the best care to your patients. 2. Increases Client Retention Client retention is vital to any business’s success, and it’s no different for a veterinarian’s office. By offering veterinary financing options to your clients, you can make your services more affordable and accessible. Clients who might have otherwise avoided treatment due to financial constraints can now afford it, which increases the likelihood that they will come back to your practice for future treatments. Furthermore, financing can help you build trust and rapport with your clients. By providing financing options, you show that you understand the financial burden that veterinary care can place on pet owners and that you are willing to work with them to provide the best possible care for their pets. 3. Boosts Revenue Offering financing options can also help increase your revenue. By providing financing, you open up the possibility of treating more pets, which can lead to more revenue for your practice. Additionally, the availability of financing options can encourage pet owners to choose more expensive treatments that they might have otherwise avoided due to cost concerns. 4. Competitive Advantage Finally, offering financing options can give your veterinary practice a competitive advantage. You can differentiate your business and attract new clients by providing a service that other practices may not offer. It can also help you retain existing clients who appreciate the convenience and affordability of financing options. United Credit strives to keep the content shared on this blog accurate and up to date. You are urged to consult with business, financial, legal, tax and/or other advisors and/or medical providers with respect to any information presented. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial or medical institution. This content is intended for informational purposes only. Want more information on how consumer financing can help grow your veterinary practice? Learn more about becoming a merchant or contact our team now! Follow us on social: Linkedin-in Facebook-f Instagram Twitter

4 reasons every business needs consumer financing

Image of Brett Walisever

It’s good to have options. As a business owner, giving your current and potential customers options that allow them to make a large purchase can make all the difference. Those large upfront purchases can be more obtainable for potential customers by offering consumer financing. Instead of walking out the door, they stay and become a customer. Recently, Brett Walisever, VP of Strategic Accounts at United Credit, sat down to discuss the benefits of consumer financing and how United Credit helps merchants build their businesses. Whether you’re looking to build your customer base, meet the demands of price-sensitive customers, or expand into new markets and increase sales, consumer financing could be the key to success. Here are four reasons to incorporate a consumer financing option into your business. 1. Improve your cash flow by saying ‘yes’ to more customers For major purchases of items or services like a new refrigerator or emergency dental care, these are essential. These purchases must be made immediately, to return to normalcy or even alleviate pain in some cases. According to a recent study, 56% of Americans can’t cover a $1,000 emergency expense with their savings. When faced with an expense of that size, financing can help. Without the option of financing their purchase, the consume r is going to go elsewhere, likely to a merchant that does offer financing. For many consumers, credit cards are used for regular everyday purchases like gas, groceries, and utilities, and they may not have room for a major purchase. Installment loans can help them segment the purchase over a set period of time with a set payment and interest rate. 2. Ease the “sticker shock” of a major purchase Customers may feel overwhelmed when they hear how much a major purchase costs. Financing options not only make these purchases attainable, but they also make them less shocking. Breaking a big purchase down into monthly payments helps customers understand how the purchase will fit into their budget, and they know it will be a consistent amount throughout the duration of the loan, with a fixed interest rate. There’s never a pre-payment penalty, so the loan can be paid off early if desired. 3. Build a referral base of happy customers The journey to 1,000 happy customers starts with one. Just one happy, satisfied customer will tell their friends and family about their experience, and provide compelling referrals, and that can lead to more business for you. Offering financing to your customers also helps create lifetime client value. When they have a payment solution that fits their needs and they’re able to make their purchase, it builds loyalty to your business or practice. Not only will that customer return if needed, but they’ll also help spread the word about their experience to help build your customer base. That’s a win- win! 4. Your business or practice receives upfront payment for goods and services Offering consumer financing not only helps you build your customer base while serving more people, but it can also help you keep your business expenses in line. Once a consumer qualifies for and elects to use financing, funds can be dispersed to pay you in advance of the exchange of goods or services. As far as the cost to your bottom line is concerned, your rate is agreed upon upfront, which means you’ll always know the exact expense associated with your earnings. Average merchant fees for financing can be similar to the processing fees incurred when a customer pays with a credit card. United Credit strives to keep the content shared on this blog accurate and up to date. You are urged to consult with business, financial, legal, tax and/or other advisors and/or medical providers with respect to any information presented. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial or medical institution. This content is intended for informational purposes only. Whether you’re just getting started with financing or looking for a new option for your growing customer base, United Credit is here to help. For more information on becoming a merchant with United Credit, visit: https://www.unitedcredit.com/enroll-now/ Follow us on social: Linkedin-in Facebook-f Instagram Twitter

How to Finance Plastic Surgery [What to Know]

doctor performing a plastic surgery consultation

Approximately 1.4 million plastic surgeries are performed each year in the United States. Some of the most popular plastic surgery procedures are: Breast implants Nose jobs Facelifts Liposuction Tummy tucks Plastic surgery can come with a significant price tag, and cosmetic procedures are not typically covered by health insurance plans. But if you’re unhappy with an aspect of your appearance, plastic surgery may be well worth the cost. Not only can cosmetic surgery potentially improve your appearance, but it may also boost your self-esteem and bolster your self-confidence. Considering the high cost of most cosmetic surgeries, it’s normal to wonder how to finance plastic surgery. Can you get financing for plastic surgery? And what about plastic surgery financing with bad credit? Fortunately, there are plenty of medical financing solutions available. If you can‘t afford plastic surgery, consider getting a loan through United Credit’s lending partners. Thanks to our vast lending partner network, United Credit can help you finance plastic surgery. Read on to learn how The Benefits of Financing for Plastic Surgery At United Credit, we believe everyone should have access to plastic surgery procedures without the stress of dipping into savings or racking up credit card debt. Financing for plastic surgery provides patients with many benefits. Flexible Repayment Terms United Credit provides an extensive list of trusted lenders, giving you various loan options. This lets you choose the repayment and loan terms that best suit your budget, needs, and preferences. Fast Financing United Credit works alongside a vast network of lending partners, so you can get financing for plastic surgery when you need it. If you qualify for pre-approval, you’ll receive financing options within minutes of completing your application. Otherwise, you’ll receive more information once we match you with our lending partners. Ability to Secure Plastic Surgery Financing with Bad Credit Not every patient has stellar credit, and that’s understandable. Unfortunately, poor credit scores can often deter patients from seeking the procedures that would help improve their lives. With help from United Credit, you can access options for plastic surgery financing with bad credit, excellent credit, or anything in between. Ability to Choose How Money Is Spent Financing for plastic surgery shouldn’t be limited to the cost of the surgery itself. Surgery often requires recovery periods, so you may miss out on wages or face other expenses during this time. Fortunately, our financing solutions provide you with the flexibility to choose how to spend your loan. Ability to Get Plastic Surgery Sooner Plastic surgery can be expensive, and it can be difficult for patients to pay the entire cost of a procedure upfront. Many medical facilities don’t provide repayment plans, so patients may feel they need to put off having surgery. With financing options through United Credit’s lending partners, you can get the surgery you need right away without draining your bank account or waiting to save up for the procedure. Easy Application Process We provide a simple online application and a streamlined application process. Applications can be completed in a few minutes and only require basic information about you, your income, and your contact information. After you complete an online application, we will submit it to our lender network. If you pre-qualify, you will receive a financing option within minutes (or up to one business day) after the application is submitted. If one of our lending partners approves your loan request, we may contact you to review the terms and conditions. Once the terms are accepted and any stipulations are provided, the lender will disburse the funds you have requested. How to Finance Plastic Surgery: Average Costs The cost of cosmetic procedures varies from state to state, but here are some average prices of eyelid surgery, breast augmentation, and other popular aesthetic surgical procedures: Botox: $385 Eyelid surgery (blepharoplasty): $3,022 Cheek implants: $2,823 Facelift (rhytidectomy): $7,048 Forehead/brow lift: $3,403 Chin augmentation: $2,225 Lip augmentation: (other than injectable materials) $1,727 Nose surgery: (rhinoplasty) $5,046 Breast augmentation: $3,824 Abdominoplasty (tummy tucks): $3,000 to $8,500 Can You Make Payments on Breast Implants or Other Cosmetic Surgical Procedures? Yes. You can get a loan for plastic surgery and then make payments on that loan. However, it is worth first checking with your health insurance provider to see if they will cover part of the procedure. Conditions that cause discomfort or pain may qualify for coverage. Procedures like breast reconstruction and skin grafts are often covered. Insurance plans will not pay for plastic surgery if the reason is purely aesthetic unless the issue results from a congenital disability, disease, or trauma. For example, an insurance company may cover the costs of surgery to correct a cleft palate, but it’s unlikely they’ll cover a rhinoplasty if the only reason for the nose job is to improve appearances. Each cosmetic surgery procedure has its own set of considerations, and The American Society for Aesthetic Plastic Surgery provides detailed information on how to prepare for them. Do Plastic Surgeons Offer Payment Plans? Yes. Some surgery centers offer installment loans based on the specifics of your financial situation. However, even if you have an excellent credit score, you will be limited in your choice of lenders. United Credit works with an extensive network of lenders, which means you may get a lower interest rate. Plan for Your Plastic Surgery Loan Before you schedule cosmetic surgery, you should make a list of all costs. Some common costs that patients consider when deciding between various loans and monthly payment plans include: Cost of the surgery itself Number of nights in the hospital Recovery costs like medical supplies and medications Downtime from work Knowing your total expected costs helps when choosing monthly payments that fit your budget. What Does United Credit Offer? United Credit can help you get financing for plastic surgery. We help consumers with a wide range of credit scores apply for financing through our lending partner network. In other words, we connect people like you with the loan you need. We are not a credit card company. Instead, we are a gateway to installment

How Can I Get Medical Procedure Financing?

Cheerful doctor reviewing papers with female patient stock photo

Medical procedure financing helps patients get the surgical procedures they need today without waiting. Health insurance companies do not cover many medical procedures, such as cosmetic surgery, LASIK surgery, breast augmentation, and other “elective” procedures. However, you don’t need to let that stop you from enjoying perfect vision or a more youthful look. With a medical loan, you can pay for a procedure without going into credit card debt or relying on your medical providers’ financing options. You can do this through something known as “medical procedure financing.” Read on to learn more. What Is Medical Financing? Medical financing is the process of securing a personal loan to cover medical-related expenses. People use medical procedure financing to pay for both planned and unplanned medical treatments. Patients also rely on financing to cover related medical expenses, such as prescriptions, copayments, deductibles, and even medical debt consolidation. United Credit has an extensive network of lenders that allows us to help patients from all financial backgrounds. Whether you have a less-than-perfect credit score or excellent credit, United Credit can help you pair with a lender and take out a loan with affordable monthly payments. Our years of experience let us offer medical financing solutions for patients with subprime credit, and we can help you apply with a co-signer so you can get the best rates on your medical loan. The Benefits of Medical Procedure Financing If you need a medical procedure, you have options on how you finance it. Medical procedure financing is an excellent way to get the surgery you need right away. Many benefits exist, including: Fast Funding With medical procedure financing, you can often receive funding far faster than you would otherwise. For example, you won’t need to wait until you’ve saved enough money to cover the procedure on your own. You also won’t need to wait for your health insurance provider to determine if a procedure is covered. Variety of Loan Terms We work with a diverse lending partner network, and you may qualify for loans from various lenders. As a result, you’ll have the power to choose between different repayment terms and interest rates, so you can find the loan that suits you best. Plus, you may qualify for better terms or interest rates depending on your credit score, among other factors. Cheaper Than a Credit Card Using a credit card to pay for medical procedures can get expensive quickly. Credit cards commonly have high interest rates, potentially leaving you on the hook for far more than your initial procedure cost. Interest rates and fees can also make it difficult to pay off the deficit, which can cause your debt to snowball out of control. Poor Credit Doesn’t Necessarily Bar You from Financing Securing a loan can be a challenge if you have poor credit. Fortunately, United Credit works with a diverse group of lenders to make it easier for consumers to potentially qualify for medical procedure financing. You can also apply for financing with a co-signer, which may improve your approval odds. Once you’ve reviewed all of your financing options, you’ll be able to choose the loan term that works best for you. FAQ ON PATIENT FINANCING: COMMON MEDICAL FINANCING QUESTIONS PATIENTS ASK What Credit Score Is Needed for Medical Financing? Every lender has its own credit score requirements and underwriting practices, which take many factors into consideration in addition to FICO. You can get your credit score from any major credit bureau, although your score may vary from credit bureau to credit bureau. This is because each bureau uses its own rating scale. You can request your report from the major credit bureaus and compare their profile with your credit history. It’s a good idea to dispute any incorrect items in your history before using United Credit’s online application to apply for patient financing. How Can I Get a Medical Loan for Surgery? United Credit can help match patients with medical loans for surgical procedures. While an excellent credit score provides more options when it comes to loan amounts and loan terms, patients of all credit backgrounds can qualify for a medical loan for procedures. A medical loan can pay for procedures that health insurance companies do not cover, such as in vitro fertilization (IVF) or other fertility treatments, LASIK eye surgery, weight loss surgery, and plastic surgery, as well as associated medical costs. How Can I Get a Medical Loan with Bad Credit? A medical loan can help patients receive the treatments they need today without waiting. Medical loans can have a lower interest rate than medical credit cards, which often have a grace period for repayment, but then the interest rate can skyrocket. Many patients prefer to borrow money for medical care rather than drain their savings accounts. A co-signer may help patients with bad credit qualify for a line of credit to pay for medical care that is not covered by their health insurance through our lending partners. United Credit has years of experience working with patients of all financial backgrounds. Click here to learn how medical providers can help simplify this process for patients. How Do I Apply for a Medical Loan? It’s easy to apply online through United Credit to get a loan for medical expenses. You will need some basic financial information to get started, such as your income and desired loan amount. You will be matched with a lender in United Credit’s network based on your credit history. Next, you can compare medical loans and decide on the best fit. United Credit can help you select a loan with affordable monthly payments and work out a loan term with a payment plan that is right for your unique financial situation. Apply here now. Can You Pay for Surgery in Installments? With loan funds from a lender in United Credit’s network, patients can pay for surgery, and other healthcare needs upfront. Many patients want to avoid credit card debt, high-interest rates, and late fees. Types of financing vary from clinic to

Thinking about cosmetic surgery? 5 questions to ask yourself

Are you thinking about having cosmetic surgery? If so, you should ask yourself five questions to see if you should follow through with it. Every day thousands of people in the United States see their plastic surgeons for cosmetic surgery. These surgeries range from breast augmentation to a tummy tuck. Knowing which doctor to pick and why you want the surgery is important. If you know what to expect going into the surgery, you’ll be happy with what you get out of the surgery. Below are the 5 questions: Why do I want the procedure? – Most people want to get cosmetic surgery done so they can look as good as they feel. Many people already feel good about themselves and just want to shed the few extra pounds they can’t seem to shake in the gym or tighten up their skin because their daily skincare routine doesn’t work anymore. Knowing what you want to fix and communicating that to your surgeon is very important. Why do you want cosmetic surgery? Do I have the time? – Many people work 9-5 jobs and don’t always have the days off needed to recover from a procedure. Even the most simple procedures take at least 4 days to recuperate. Do you have the time? Can you take some vacation days? Do I have the right medical staff? – Choosing the right doctor is very important. You should try and check their board certifications and patient history to see if they are reputable or not. Lastly, you want to feel comfortable on a personal level with your surgeon. After all, they have private information about you that you probably don’t want anyone else to know! Can I afford the procedure? – Cosmetic surgeries can be very expensive. Luckily, United Credit offers Cosmetic Surgery Financing for its patients. If you need a loan or help financing a portion of the procedure, look no further than United Medical Credit! Is my family supportive? – You will need a family member or trusted friend to help you get home and take care of you after the procedure. Surgery can be very emotional and physically taxing. The right support system can help you get better in no time. Answering these 5 questions can help give you a better understanding of your cosmetic surgery experience. United Credit is here to help you every step of the way. Follow us on social: Linkedin-in Facebook-f Instagram Twitter

Why You Should Get Lasik Surgery

If your eyes are not perfect, then you should take the extra step and get LASIK surgery. By investing of your time and money, you’ll be able to save time and money in the future. Between cleaning your contacts, and glasses, going to doctor’s appointments, and always having to order contacts, if you get LASIK once then you cut out all of these extra things moving forward for the rest of your life. On top of that, you rarely have to see your eye doctor for check-up appointments! We typically advise our patients to get LASIK surgery after their eyes have stabilized for a few years. There’s no point in getting surgery if your eyes are still changing and your vision is getting worse every year. There are also a few lifestyles that benefit from LASIK surgery. If you’re a sports player we believe you should get your LASIK procedure done. Wearing contacts or glasses during sporting matches or swim meets can be a large source of discomfort and distraction from your game! Also, if you are a world traveler or travel a lot for work, getting LASIK surgery done can decrease the amount of time it takes to get ready in the morning or the amount of stuff you have to pack for your trip! Over a few years, all of this extra work adds up! If affording the LASIK surgery procedure is an issue you can always apply for our surgery financing loans and financing options. Follow us on social: Linkedin-in Facebook-f Instagram Twitter

Plastic Surgery Financing, Is It Right For You?

[vc_row bg_color=”rgba(97,203,200,0.1)” padding_top=”4em” padding_bottom=”3em” el_class=”top_header”][vc_column width=”1/2″ css=”.vc_custom_1675971558891{padding-top: 100px !important;padding-bottom: 100px !important;}”][vc_custom_heading text=”Plastic Surgery Financing, Is It Right For You?” font_container=”tag:h1|font_size:62px|text_align:left|color:%23000000|line_height:75px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal”][/vc_column][vc_column width=”1/2″ offset=”vc_hidden-sm vc_hidden-xs” css=”.vc_custom_1676206959262{padding-top: 100px !important;padding-bottom: 100px !important;}”][vc_single_image image=”9774″ alignment=”right” img_size=”full”][/vc_column][/vc_row][vc_row padding_top=”4em”][vc_column][vc_column_text]Is plastic surgery financing right for me? A lot of our patients ask themselves that before they call us. This depends on a lot of things: How expensive is your procedure? How many procedures do you expect to get? How much do you have saved up? Do you plan to put down a down payment? What are your loan terms?   Most of our patients who finance their plastic surgery procedure with us finance their breast augmentation, tummy tucks and face lifts. United Medical Credit finances every type of plastic surgery procedure but these are just the most common. Some of our patients choose to get multiple procedures done under one operation which can rack up a large bill. You need to be careful with what procedures you pick. We recommend our patients getting one procedure at a time and waiting a  month or two before obtaining their next cosmetic surgery procedure. This gives the patient time to adjust to their new changes and see if he or she wants to go through with the next set of changes.   If you don’t have a lot of funds saved up, United Medical Credit can help you obtain the best possible loan terms to make sure you can afford any upfront costs or future monthly costs. Our agents work with you to help you understand your loan terms and to make sure you monthly income can support your payments! So, if you’re not able to put money down on a procedure, then don’t worry! United Medical Credit can help you from start to finish with your plastic surgery financing and make sure you can obtain the changes you want.[/vc_column_text][/vc_column][/vc_row][vc_row padding_top=”3em” padding_bottom=”3em” margin_bottom=”2em”][vc_column][vc_row_inner content_placement=”middle” css=”.vc_custom_1660413004199{padding-top: 3em !important;padding-right: 3em !important;padding-bottom: 3em !important;padding-left: 3em !important;}” el_class=”bottom_box_section”][vc_column_inner][vc_column_text] If you are still curious, go ahead and check some of our reviews @ Trust Link (Part of the BBB) and United Medical Credit Customer Feedback ! 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Jessica Payan

VP of Human Resources

As a certified Professional in HR (PHR), Jessica brings 10 years of HR experience to the United Credit team. She is responsible for managing the strategy and processes related to building and retaining an exceptional team of professionals. Jessica is passionate about supporting each employee to be their most successful and exemplifies our core values daily.

Aaron Mishkin

Controller

As Controller, Aaron manages the income and expenses of the Company and the incoming and outgoing loan funds with the utmost integrity. He is a lifelong learner with multiple degrees and certifications to his name and 25 years of working in financial services. Aaron’s reason behind being a part of the United Credit team is to make a difference in the Company and to his coworkers, our partners, and our customers.

Jorge Lazaro

VP of IT

Jorge works closely with cross-functional partners throughout the business to develop virtual experiences and oversees the IT team that keeps our platforms running smoothly. His goal is to provide an optimistic approach to the challenges we face while supporting our staff and partners with respect. With over 6 years of working for United Credit, Jorge brings a wealth of knowledge about our history and computer engineering.

Andria Sullivan

Chief Experience Officer

Andria is a seasoned leader with over 10 years of experience in providing world-class customer service and directing consumer finance processes. She oversees the tracking, reporting, and achievement of our company goals, long and short-term projects, and special initiatives. Andria is service-minded when it comes to collaborating internally and externally, and it shines through in every interaction.

Nate Moster

Chief Sales and Marketing Officer

As Chief Sales and Marketing Officer, Nate expertly drives revenue growth for United Credit by leading sales and marketing strategies across all channels. With over 20 years of experience working with global brands in various industries, Nate has a proven track record of boosting sales, expanding market share, and building strong relationships. His unique ‘right-brain + left-brain’ approach combines business acumen and strategic thinking with striking creative execution, ensuring United Credit’s sales and marketing efforts consistently deliver results for continued success.

Matthew Libman

Founder & President

Matthew is the President and Founder of United Credit. Matt founded fintech company United Medical Credit in 2011 to connect consumers and businesses with an array of experienced, innovative financing solutions. In 2022, the company grew and became United Credit, fueling an expansion into retail markets while retaining its expertise in specialty healthcare.

Since its founding, Matt has provided leadership for all aspects of the Company, emphasizing long-term growth while ensuring United Credit delivers value to its consumers, merchants, and business partners. The Company has risen in the fintech space as a preferred consumer financing partner under his tenure.

Matt is also an active member of YPO (Young Presidents’ Organization), the world’s largest leadership community of company chief executives.